Atlantic City FCU Regular Savings Accounts

Atlantic City FCU Regular Savings Accounts Review

Atlantic City FCU Regular Savings Accounts is offered by Atlantic City Federal Credit Union, a credit union founded in 1964 and based in Lander, WY. Atlantic City FCU Regular Savings Accounts are available in 50 states (and Washington, DC).

Key Takeaways

• Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
• $0 monthly account fees available. This account charges a monthly service fee of up to $5.
• No ATM fees. Atlantic City FCU Regular Savings Accounts does not charge fees on ATM transactions.

Atlantic City FCU Regular Savings Accounts Pros & Cons

Pros	Cons
Available in all 50 states. Dividend-yielding account. Insured by NCUA.	Does not offer mobile check deposits. Does not provide access to a nationwide ATM network. Does not come with a debit card Monthly service charge. No signup bonus.

Atlantic City FCU Regular Savings Accounts FAQ

Are savings accounts from Atlantic City Federal Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Atlantic City Federal Credit Union offer a signup bonus?

Atlantic City FCU Regular Savings Accounts doesn't offer a signup bonus.

What is the minimum initial deposit for Atlantic City FCU Regular Savings Accounts?

The minimum deposit to open a Atlantic City FCU Regular Savings Accounts is $25.

Atlantic City FCU Regular Savings Accounts Minimums

Description
Minimum Balance to Earn APY	$25
Minimum Opening Deposit	Starting at $25

What APY does Atlantic City FCU Regular Savings Accounts offer?

Atlantic City FCU Regular Savings Accounts offers an APY of 0.10% (APY stands for annual percentage yield, rates may change).

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Atlantic City FCU Regular Savings Accounts charge?

Atlantic City FCU Regular Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Atlantic City FCU Regular Savings Accounts offer?

This savings account includes the following features:

• Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Atlantic City FCU Regular Savings Accounts allows you to manage your money online or with a mobile app.

Can you set up a direct deposit to Atlantic City FCU Regular Savings Accounts?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Atlantic City FCU Regular Savings Accounts?

The customer support email for Atlantic City FCU Regular Savings Accounts is support@atlanticcity.coop.