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  Atlantic City FCU Personal Loans
Atlantic City FCU Personal Loans
in Personal Loans from Atlantic City Federal Credit Union
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Atlantic City FCU Personal Loans

Unaffiliated
in Personal Loans from Atlantic City Federal Credit Union
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Highlights
APR N/A
Loan Amount N/A
Loan Term (Months) Up to 60 months

Atlantic City FCU Personal Loans Review

Atlantic City FCU Personal Loans is offered by Atlantic City Federal Credit Union, a credit union founded in 1964 and based in Lander, WY. Atlantic City FCU Personal Loans are available in 50 states (and Washington, DC).

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Atlantic City FCU Personal Loans early.

Atlantic City FCU Personal Loans Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Does not offer pre-approval with soft credit pull.
  • Atlantic City FCU Personal Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee

Atlantic City FCU Personal Loans FAQ

What interest rates and personal loan terms does Atlantic City FCU Personal Loans offer?

Atlantic City FCU Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Atlantic City FCU Personal Loans offer?

Atlantic City FCU Personal Loans offers a variable APR personal loan product but they do not disclose their interest rates.

What is the maximum loan term you can get with Atlantic City FCU Personal Loans?

Atlantic City FCU Personal Loans offers loans with terms of up to 60 months.

Atlantic City FCU Personal Loans Interest Rates & Loan Terms
Personal Loan Amount N/A
Loan Term up to 60 months
APR N/A

What fees does Atlantic City FCU Personal Loans charge?

Does Atlantic City FCU Personal Loans charge an origination fee?

Atlantic City FCU Personal Loans may charge a personal loan origination fee.

Does Atlantic City FCU Personal Loans charge a late fee?

No, Atlantic City FCU Personal Loans will not charge you a late fee if you miss one of the monthly payments.

Does Atlantic City FCU Personal Loans charge prepayment fees?

No, Atlantic City FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Atlantic City FCU Personal Loans Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for Atlantic City FCU Personal Loans?

Atlantic City FCU Personal Loans does not require or does not disclose a credit score minimum.

Atlantic City FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Atlantic City FCU Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Atlantic City FCU Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Atlantic City FCU Personal Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
Atlantic City FCU Personal Loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Individual Applications
Credit Score N/A

Are Atlantic City FCU Personal Loans legit?

Atlantic City Federal Credit Union was founded in 1964, it is a well-established company that has been in business for 59 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:00pm
  • Tuesday 8:30am - 5:00pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 8:30am - 5:00pm
  • Friday 8:30am - 5:30pm
  • Saturday Closed

Other Services by Atlantic City Federal Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Income
  • Proof of Identity
  • Social Security Number
APR Type Variable APR
Loan Term Up to 60 months

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