Atlantic City FCU Auto Loans

Atlantic City FCU Auto Loans Review

Atlantic City FCU Auto Loans is offered by Atlantic City Federal Credit Union, a credit union founded in 1964 and based in Lander, WY. Atlantic City FCU Auto Loans are available in 50 states (and Washington, DC).

Atlantic City FCU Auto Loans FAQ

What APR does Atlantic City FCU Auto Loans offer on its car loans?

Atlantic City FCU Auto Loans offers a fixed apr car loan product that ranges from 6.00% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Atlantic City FCU Auto Loans charge an origination fee?

Yes, Atlantic City FCU Auto Loans may charge a loan origination fee.

Does Atlantic City FCU Auto Loans charge a late fee?

Yes, Atlantic City FCU Auto Loans charges borrowers with a late payment penatly fee

Does Atlantic City FCU Auto Loans charge prepayment fees?

Yes, Atlantic City FCU Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Atlantic City FCU Auto Loans loan?

Yes, you can. However, Atlantic City FCU Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Atlantic City FCU Auto Loans?

Atlantic City FCU Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Atlantic City FCU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Atlantic City FCU Auto Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Atlantic City FCU Auto Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Atlantic City FCU Auto Loans.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Recent bank statements
• Driver's license
• Proof of identity
• Proof of citizenship or residence permit

Does Atlantic City FCU Auto Loans report your account activity to credit bureaus?

Yes, Atlantic City FCU Auto Loans reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Atlantic City Federal Credit Union a legit company?

Atlantic City Federal Credit Union was founded in 1964, it is a well-established company that has been in business for 59 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.