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Last Updated: 04/18/2025

Atlantic City FCU Auto Loans

from Atlantic City Federal Credit Union

Last Updated: 04/18/2025
Atlantic City Federal Credit Union logo
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Amount Range

N/A


APR (Fixed APR)

Starting at 6.00%(Verified 06/21/2024)

Credit Score Range

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Loan Term (Months)

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Atlantic City FCU Auto Loans Review

Atlantic City FCU Auto Loans is offered by Atlantic City Federal Credit Union, a credit union founded in 1964 and based in Lander, WY. Atlantic City FCU Auto Loans are available in 50 states and Washington, DC.

Atlantic City FCU Auto Loans FAQ

What APR does Atlantic City FCU Auto Loans offer on its car loans?

Atlantic City FCU Auto Loans offers a fixed apr car loan product that ranges from 6.00% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Atlantic City FCU Auto Loans charge an origination fee?

Yes, Atlantic City FCU Auto Loans may charge a loan origination fee .

Does Atlantic City FCU Auto Loans charge a late fee?

Yes, Atlantic City FCU Auto Loans charges borrowers with a late payment penalty fee

Does Atlantic City FCU Auto Loans charge prepayment fees?

Yes, Atlantic City FCU Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Atlantic City FCU Auto Loans loan?

Yes, you can. However, Atlantic City FCU Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Atlantic City FCU Auto Loans?

Atlantic City FCU Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Atlantic City FCU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Atlantic City FCU Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Bank account information
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Atlantic City FCU Auto Loans report your account activity to credit bureaus?

Yes, Atlantic City FCU Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Atlantic City Federal Credit Union perform a hard credit pull?

Yes, Atlantic City FCU Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Atlantic City Federal Credit Union a legit company?

Atlantic City Federal Credit Union was founded in 1964, it is a well-established company that has been in business for 62 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1005 11th St
Lander, WY 82520
(307) 332-5151
Visit Site

Hours of Operation

SundayClosedMonday8:30AM - 5:00PMTuesday8:30AM - 5:00PMWednesday8:30AM - 5:00PMThursday8:30AM - 5:00PMFriday8:30AM - 5:30PMSaturdayClosed

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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