Capital Bank Holiday Club Savings Account Review

Capital Bank Holiday Club Savings Account is offered by Capital Bank, a bank founded in 1995 and based in Albany, NY. Capital Bank Holiday Club Savings Account is available in 2 states across the USA.

• Small minimum initial deposit. You only need $2 to open an account.

Are savings accounts from Capital Bank federally insured?

Yes, your Capital Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #597). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Capital Bank offer a signup bonus?

Capital Bank Holiday Club Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Capital Bank Holiday Club Savings Account?

What APY does Capital Bank offer?

Capital Bank Holiday Club Savings Account is not an interest-bearing account.

What fees does Capital Bank Holiday Club Savings Account charge?

Capital Bank Holiday Club Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

• Outgoing domestic bank transfers come with a $25 fee.
• Incoming domestic bank transfers come with a $15 fee.
• Outgoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• Incoming international bank transfers come with a $15 fee.

What features and perks does Capital Bank Holiday Club Savings Account offer?

This savings account includes the following features:

Can you set up a direct deposit to Capital Bank Holiday Club Savings Account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.