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  Capital Bank Holiday Club Savings Account

Capital Bank Holiday Club Savings Account

in Savings Accounts from Capital Bank · fdic

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Capital Bank Holiday Club Savings Account

Unaffiliated

in Savings Accounts from Capital Bank · Member FDIC

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Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) N/A
APY Minimum Balance N/A

Capital Bank Holiday Club Savings Account Review

Capital Bank Holiday Club Savings Account is offered by Capital Bank, a bank founded in 1995 and based in Albany, NY. Capital Bank Holiday Club Savings Account is available in 2 states across the USA.

Key Takeaways
  • Small minimum initial deposit. You only need $2 to open an account.
Capital Bank Holiday Club Savings Account Pros & Cons
Pros Cons
  • Access to physical branches.
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in 2 states.
  • Higher than average wire transfer fees.
Capital Bank Holiday Club Savings Account FAQ

Are savings accounts from Capital Bank federally insured?

Yes, your Capital Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #597). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Capital Bank offer a signup bonus?

Capital Bank Holiday Club Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Capital Bank Holiday Club Savings Account?

The minimum deposit to open a Capital Bank Holiday Club Savings Account is $2.
Capital Bank Holiday Club Savings Account Minimums
Description
Minimum Opening Deposit Starting at $2
Minimum Required Balance $0

What APY does Capital Bank offer?

Capital Bank Holiday Club Savings Account is not an interest-bearing account.

What fees does Capital Bank Holiday Club Savings Account charge?

Capital Bank Holiday Club Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $25 fee.
  • Incoming domestic bank transfers come with a $15 fee.
  • Outgoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $15 fee.

What features and perks does Capital Bank Holiday Club Savings Account offer?

This savings account includes the following features:

Can you set up a direct deposit to Capital Bank Holiday Club Savings Account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Capital Bank Holiday Club Savings Account?

The customer support email for Capital Bank Holiday Club Savings Account is contactgroup@chemungcanal.com.

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Availability

  Available in 2 states
  • New York
  • Pennsylvania

Feature Breakdown

Minimum Opening Deposit Starting at $2
Minimum Required Balance $0
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $40
Account Features
  • Member FDIC
  • Branch Access
  • Automatic Transfers
  • Interest Bearing Account

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