Capital Bank Home Mortgages
in Home Purchase Mortgages from Capital BankUnaffiliated
|Loan Term (Years)||10 - 30 years|
Capital Bank Home Mortgages Review
Capital Bank Home Mortgages is offered by Capital Bank, a bank founded in 1995 and based in Albany, NY. Capital Bank Home Mortgages is available in 2 states across the USA.
What is the maximum loan term you can get with Capital Bank Home Mortgages?
Capital Bank Home Mortgages offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What range of rates does Capital Bank Home Mortgages offer?
Capital Bank Home Mortgages offers home loans with APRs starting at 2.85% .
Does Capital Bank Home Mortgages charge a mortgage origination fee?
No, Capital Bank Home Mortgages does not charge a mortgage origination fee.
Some lenders charge an origination fee for processing, underwriting, and funding a mortgage. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
What property usage types does Capital Bank Home Mortgages allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Capital Bank Home Mortgages allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
Other Services by Capital Bank
- New York
|No Origination Fee|
|Origination Fee ($)||$0|
|Origination Fee (%)||0%|
|Employment Statuses Considered||
|Joint Loan Applications Accepted||Individual Applications|
|Minimum Down Payment||Starting at 3%|
|Verification Documents Required||
|APR||Starting at 2.85%|
|Loan Term||10 - 30 years|
|Interest Rate Types Offered||Fixed-Rate Mortgage|
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