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  Capital Bank Home Mortgages

Capital Bank Home Mortgages

in Home Purchase Mortgages from Capital Bank

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Capital Bank Home Mortgages

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in Home Purchase Mortgages from Capital Bank

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Highlights
Loan Amount N/A
Loan Term (Years) 10 - 30 years

Capital Bank Home Mortgages Review

Capital Bank Home Mortgages is offered by Capital Bank, a bank founded in 1995 and based in Albany, NY. Capital Bank Home Mortgages is available in 2 states across the USA.

Capital Bank Home Mortgages FAQ

What is the maximum loan term you can get with Capital Bank Home Mortgages?

Capital Bank Home Mortgages offers mortgages with terms ranging from 10 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What range of rates does Capital Bank Home Mortgages offer?

Capital Bank Home Mortgages offers home loans with APRs starting at 2.85% .

Does Capital Bank Home Mortgages charge a mortgage origination fee?

No, Capital Bank Home Mortgages does not charge a mortgage origination fee.

Some lenders charge an origination fee for processing, underwriting, and funding a mortgage. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

What property usage types does Capital Bank Home Mortgages allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Capital Bank Home Mortgages allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday 9:00am - 1:00pm

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Personal Lines of Credit

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Personal Loans

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Checking Accounts

6 Products

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Money Market Accounts

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Savings Accounts

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Home Equity Loans

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Availability

  Available in 2 states
  • New York
  • Pennsylvania

Feature Breakdown

No Origination Fee  
Origination Fee ($) $0
Origination Fee (%) 0%
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Intended Use
  • Primary Home
  • Secondary Home
Joint Loan Applications Accepted Individual Applications
Minimum Age 18
Minimum Down Payment Starting at 3%
Property Type
  • Multi-Family Home
  • Single Family Home
  • Townhome
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Investment  
Primary Residence  
Mortgage Features
  • Flexible Payments
  • No-Closing-Costs Option
  • Instant Online Preapproval
APR Starting at 2.85%
Loan Term 10 - 30 years
Interest Rate Types Offered Fixed-Rate Mortgage

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SUPERMONEY NET RECOMMENDATION SCORE

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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