Capital Bank Business Mastercard
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| Purchase APR (Variable APR) | N/A |
| Balance Transfer APR (Variable APR) | Starting at 6.4% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $25 - $50 |
Capital Bank Business Mastercard Review
Key Takeaways
- Annual fee waived the first year. Capital Bank Business Mastercard gives you the chance to have the card for a year without paying the $25 annual fee.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Capital Bank Business Mastercard
| The Good | The Bad |
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Capital Bank Business Mastercard FAQ
Who is Capital Bank Business Mastercard designed for?
This is a credit card issued by Capital Bank.
This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.
What are the relevant APRs?
The card has a variable balance transfer APR starting at 6.4% .Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business credit card does not offer an introductory rate on new purchases.| Balance Transfer APR | Starting at 6.4% |
What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $25.
- A late payment penalty of up to $35.
- A returned payment fee of up to $35.
- An overlimit fee of $35.
| Fees | Amount |
|---|---|
| Annual Fee | $25 |
| Returned Payment Fee | $35 |
| Late Payment Fee | $35 |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program.
What are the benefits?
This business credit card provides the following benefits:
- Fraud Liability
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (800) 836-3711.
What is the support contact email?
The support contact email for this business credit card is contactgroup@chemungcanal.com.
Does Capital Bank Business Mastercard report your account activity to credit bureaus?
Yes, Capital Bank Business Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Capital Bank .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Capital Bank Business Mastercard
Contact
- Headquarters
-
132 State Streen
Albany, NY 12207 USA - (800) 836-3711
- Visit Site
- Email Support
Other Services by Capital Bank
Feature Breakdown
| Annual Fee | $25 - $50 |
| Cash Advance Fee (%) | Starting at 2% |
| Cash Advance Fee Minimum | $2 |
| Late Fee Amount | $35 |
| Minimum Cash Advance Fee ($) | $2 - $10 |
| Minimum Interest Charge | $0.50 |
| No Annual Fee First Year | |
| No Interest Grace Period for Late Payment | 25 days |
| Over-Limit Fee | $35 |
| Returned Payment Fee | $35 |
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