
ESL Federal Credit Union Money Maker Savings Account
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Monthly Fee | $0 |
APY (Annual Percentage Yield) | 0.05% - 0.2% |
Minimum Balance to Earn APY | $1 |
ESL Federal Credit Union Money Maker Savings Account Review
ESL Federal Credit Union Money Maker Savings Account is offered by ESL Federal Credit Union, a credit union founded in 1920 and based in Rochester, NY. ESL Federal Credit Union Money Maker Savings Account are available in 50 states (and Washington, DC).
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.2%.
- $0 monthly fee. This account does not charge any monthly account fees.
- No ATM fees. ESL Federal Credit Union Money Maker Savings Account does not charge fees on ATM transactions.
ESL savings account Pros & Cons
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ESL savings account FAQ
Are savings accounts from ESL Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does ESL Federal Credit Union offer a signup bonus?
ESL savings account doesn't offer a signup bonus.
What is the minimum initial deposit for ESL savings account?
Description | |
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Minimum Balance to Earn APY | $1 |
Minimum Required Balance | $0 |
What APY does ESL Federal Credit Union Money Maker Savings Account offer?
ESL savings account offers a variable APY starting at 0.05% and ranging up to 0.2% (APY stands for annual percentage yield, rates may change).
What fees does ESL savings account charge?
ESL savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $20 fee.
- Outgoing international bank transfers come with a $35 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
What features and perks does ESL savings account offer?
This savings account includes the following features:
- Fraud monitoring - ESL savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Mobile Banking Services - ESL savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Can you set up a direct deposit to ESL savings account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for ESL savings account?
The customer support email for ESL savings account is socialmedia@esl.org.
Contact
- Headquarters
-
225 Chestnut St
Rochester, NY USA - (800) 848-2265
- Visit Site
- Email Support
Other Services by ESL Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Minimum Balance to Earn APY | $1 |
Minimum Required Balance | $0 |
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