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  ESL Federal Credit Union Tiered Savings Account

ESL Federal Credit Union Tiered Savings Account

in Savings Accounts from ESL Federal Credit Union

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ESL Federal Credit Union Tiered Savings Account

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in Savings Accounts from ESL Federal Credit Union

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Highlights
Highlights
Monthly Fee $0 - $20
APY (Annual Percentage Yield) 0.3% - 0.7%
APY Minimum Balance $1

ESL Federal Credit Union Tiered Savings Account Review

ESL Federal Credit Union Tiered Savings Account is offered by ESL Federal Credit Union, a credit union founded in 1920 and based in Rochester, NY. ESL Federal Credit Union Tiered Savings Account is available in 1 state across the USA.

ESL Federal Credit Union Tiered Savings Account FAQ

Are savings accounts from ESL Federal Credit Union federally insured?

Yes, your ESL Federal Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does ESL Federal Credit Union offer a signup bonus?

ESL Federal Credit Union Tiered Savings Account doesn't offer a signup bonus.

What is the minimum balance for ESL Federal Credit Union Tiered Savings Account?

There is no minimum balance required to open a ESL Federal Credit Union Tiered Savings Account.
ESL Federal Credit Union Tiered Savings Account Account Minimums
Description
APY Minimum Balance $1
Minimum Initial Deposit N/A
Minimum Combined Balance to Avoid Monthly Fee N/A
Minimum Required Balance N/A
Minimum Direct Deposit to Avoid Monthly Fee N/A
Minimum Balance to Avoid Monthly Fee $50,000

What APY does ESL Federal Credit Union offer?

ESL Federal Credit Union Tiered Savings Account offers an APY starting at 0.3% and ranging up to 0.7% (APY stands for annual percentage yield, rates may change).

What features and perks does ESL Federal Credit Union Tiered Savings Account offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Fraud monitoring - ESL Federal Credit Union Tiered Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • ESL Federal Credit Union Tiered Savings Account Features
    Description
    Bank Account Features
    • No ATM Fees
    • Branch Access
    • NCUA Member
    • Bauer Financial A+/A Rating
    • Automatic Savings
    • Fraud Monitoring
    • Mobile Banking
    • Interest Bearing Account
    • No Monthly Maintenance Fee
    • Mobile Check Deposit

What fees does ESL Federal Credit Union Tiered Savings Account charge?

ESL Federal Credit Union Tiered Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fee if you have a minimum daily balance of $50,000.

  • Outgoing domestic bank transfers come with a $20 fee.
  • Outoing international bank transfers come with a $35 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
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Availability

  Available in 1 state
New York
Availabile in all of New York

Feature Breakdown

APY Minimum Balance $1
Minimum Balance to Avoid Monthly Fee $50,000
Monthly Fee $0 - $20
Returned Deposit Fee (Domestic) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $35
Bank Account Features
  • No ATM Fees
  • Branch Access
  • NCUA Member
  • Bauer Financial A+/A Rating
  • Automatic Savings
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.3% - 0.7%

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