ESL Federal Credit Union Tiered Savings Account Review

ESL Federal Credit Union Tiered Savings Account is offered by ESL Federal Credit Union, a credit union founded in 1920 and based in Rochester, NY. ESL Federal Credit Union Tiered Savings Account is offered in 1 state across the USA.

Are savings accounts from ESL Federal Credit Union federally insured?

Yes, your ESL Federal Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does ESL Federal Credit Union offer?

ESL Federal Credit Union Tiered Savings Account offers an APY starting at 0.8% and ranging up to 1.5% (APY stands for annual percentage yield, rates may change).

What features and perks does ESL Federal Credit Union Tiered Savings Account offer?

This account includes the following features:

• Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
• Fraud monitoring - ESL Federal Credit Union Tiered Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.

What fees does ESL Federal Credit Union Tiered Savings Account charge?

ESL Federal Credit Union Tiered Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

• Outgoing domestic bank transfers come with a $20 fee.
• Outoing international bank transfers come with a $35 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.