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  ESL Federal Credit Union Simple Savings Account

ESL Federal Credit Union Simple Savings Account

in Savings Accounts from ESL Federal Credit Union

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ESL Federal Credit Union Simple Savings Account

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in Savings Accounts from ESL Federal Credit Union

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Highlights
Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) 0.05%
APY Minimum Balance $1

ESL Federal Credit Union Simple Savings Account Review

ESL Federal Credit Union Simple Savings Account is offered by ESL Federal Credit Union, a credit union founded in 1920 and based in Rochester, NY. ESL Federal Credit Union Simple Savings Account is available in 1 state across the USA.

ESL Federal Credit Union Simple Savings Account FAQ

Are savings accounts from ESL Federal Credit Union federally insured?

Yes, your ESL Federal Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does ESL Federal Credit Union offer a signup bonus?

ESL Federal Credit Union Simple Savings Account doesn't offer a signup bonus.

What is the minimum balance for ESL Federal Credit Union Simple Savings Account?

There is no minimum balance required to open a ESL Federal Credit Union Simple Savings Account.
ESL Federal Credit Union Simple Savings Account Account Minimums
Description
APY Minimum Balance $1
Minimum Initial Deposit N/A
Minimum Combined Balance to Avoid Monthly Fee N/A
Minimum Required Balance $0
Minimum Direct Deposit to Avoid Monthly Fee N/A
Minimum Balance to Avoid Monthly Fee N/A

What APY does ESL Federal Credit Union offer?

ESL Federal Credit Union Simple Savings Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What features and perks does ESL Federal Credit Union Simple Savings Account offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Fraud monitoring - ESL Federal Credit Union Simple Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • ESL Federal Credit Union Simple Savings Account Features
    Description
    Bank Account Features
    • Automatic Savings
    • Bauer Financial A+/A Rating
    • Branch Access
    • Fraud Monitoring
    • Interest Bearing Account
    • Mobile Banking
    • Mobile Check Deposit
    • NCUA Member
    • No ATM Fees
    • No Monthly Maintenance Fee

What fees does ESL Federal Credit Union Simple Savings Account charge?

ESL Federal Credit Union Simple Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $20 fee.
  • Incoming domestic bank transfers come with a $12 fee.
  • Outoing international bank transfers come with a $35 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $12 fee.
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Availability

  Available in 1 state
New York
Availabile in all of New York

Feature Breakdown

APY Minimum Balance $1
Minimum Required Balance $0
Returned Deposit Fee (Domestic) $10
Wire Transfer Fee - Domestic (Incoming) $12
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $12
Wire Transfer Fee - International (Outgoing) $35
Bauer Financial A+/A Rating  
Bank Account Features
  • Automatic Savings
  • Bauer Financial A+/A Rating
  • Branch Access
  • Fraud Monitoring
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 0.05%

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