Last Updated: 04/18/2025
ESL FCU Premier Money Maker Savings Account
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCompare All Savings Accounts
Filter & compare all your options in one place.
Highlights
APY (Annual Percentage Yield)
0% - 0.25%(Verified 06/21/2024)
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $10,000
Minimum Balance to Earn APY
$10,000
ESL FCU Premier Money Maker Savings Account Review
ESL FCU Premier Money Maker Savings Account is offered by ESL Federal Credit Union, a credit union founded in 1920 and based in Rochester, NY. ESL savings account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. ESL FCU Premier Money Maker Savings Account has an annual percentage yield of up to 0.25%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $10000 to earn that interest rate.
- $0 monthly account fees available. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$25,000.
- Large minimum initial deposit. You need a minimum deposit of $10,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- No ATM fees. ESL FCU Premier Money Maker Savings Account does not charge fees on ATM transactions .
ESL savings account Pros & Cons
| Pros | Cons |
|
|
ESL savings account FAQ
Are savings accounts from ESL Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does ESL Federal Credit Union offer a signup bonus?
ESL savings account doesn't offer a signup bonus.
What is the minimum initial deposit for ESL savings account?
The minimum deposit to open a ESL savings account is $10,000.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $25,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $10,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $10,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does ESL FCU Premier Money Maker Savings Account offer?
ESL savings account offers a variable APY and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).
What fees does ESL savings account charge?
ESL savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
However, you can waive the monthly fees if you have a minimum daily balance of $25,000.
- Outgoing domestic bank transfers come with a $20 fee.
- Outgoing international bank transfers come with a $35 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
What features and perks does ESL savings account offer?
This savings account includes the following features:
- Fraud monitoring - ESL savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Mobile Banking Services - ESL savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Can you set up a direct deposit to ESL savings account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for ESL savings account?
The customer support email for ESL savings account is socialmedia@esl.org.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Hours of Operation
SundayClosedMonday7:00AM - 7:00PMTuesday7:00AM - 7:00PMWednesday7:00AM - 7:00PMThursday7:00AM - 7:00PMFriday7:00AM - 7:00PMSaturday8:30AM - 2:00PM
Other Services by ESL Federal Credit Union
Other Savings Accounts from ESL Federal Credit Union
Rating not yet determined
APY (Annual Percentage Yield)
0.05%
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $1
Minimum Balance to Earn APY
$1
Rating not yet determined
APY (Annual Percentage Yield)
0.05% - 0.2%
Disclaimer popup with additional information
Minimum Opening Deposit
N/A
Minimum Balance to Earn APY
$1
Rating not yet determined
APY (Annual Percentage Yield)
0.15% - 0.25%
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $10K
Minimum Balance to Earn APY
$1
SuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
ESL FCU Premier Money Maker Savings Account Community Reviews
Would you recommend ESL FCU Premier Money Maker Savings Account to your friends?
There are currently no reviews.
You might also like
Best Savings Accounts
SuperMoney
Checking and Savings Accounts: How To Make Them Work Together
Audrey Henderson
Savings vs. Money Market? Which Account Fits You Best?
Jessica Walrack
Opening a Joint Account: The Definitive Guide
Jessica Walrack
10 Things You Didn't Know About Using Debit Cards
Audrey Henderson