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Last Updated: 04/18/2025

KeyPoint CU Health Savings Accounts

from KeyPoint Credit Union

Last Updated: 04/18/2025

KeyPoint Credit Union logo
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APY (Annual Percentage Yield)

0.25%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $25

Minimum Balance to Earn APY

$25
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KeyPoint CU Health Savings Accounts Review

KeyPoint CU Health Savings Accounts is offered by KeyPoint Credit Union, a credit union founded in 1979 and based in Santa Clara, CA. KeyPoint CU Health Savings Accounts are available in 50 states and Washington, DC.

Key Takeaways

  • Higher than average APY. KeyPoint CU Health Savings Accounts has an annual percentage yield of up to 0.25%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $25 to earn that interest rate.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No ATM fees. KeyPoint CU Health Savings Accounts does not charge fees on ATM transactions .

KeyPoint CU Health Savings Accounts Pros & Cons

KeyPoint CU Health Savings Accounts FAQ

Are savings accounts from keypoint credit union federally insured?

No, your KeyPoint Credit Union savings accounts are not insured by a federal insurance agency. This means that if KeyPoint Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

Does KeyPoint Credit Union offer a signup bonus?

KeyPoint CU Health Savings Accounts doesn't offer a signup bonus.

What is the minimum initial deposit for KeyPoint CU Health Savings Accounts?

The minimum deposit to open a KeyPoint CU Health Savings Accounts is $25.

What APY does KeyPoint CU Health Savings Accounts offer?

KeyPoint CU Health Savings Accounts offers an APY of 0.25% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does KeyPoint CU Health Savings Accounts charge?

KeyPoint CU Health Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.

    What features and perks does KeyPoint CU Health Savings Accounts offer?

    This savings account includes the following features:
    • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
    • Mobile Banking Services - KeyPoint CU Health Savings Accounts allows you to manage your money online or with a mobile app.

    Can you set up a direct deposit to KeyPoint CU Health Savings Accounts?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for KeyPoint CU Health Savings Accounts?

    The customer support email for KeyPoint CU Health Savings Accounts is info@kpcu.com.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    2805 Bowers Ave
    Santa Clara, CA 95051
    (888) 255-3637
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    9:00AM - 5:00PM
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    10:00AM - 5:00PM
    Thursday
    9:00AM - 6:00PM
    Friday
    9:30AM - 2:00PM
    Saturday
    9:30AM - 2:00PM

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    Personal Loans

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    Home Mortgage Loans

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    Other Savings Accounts from KeyPoint Credit Union

    KeyPoint Credit Union logo
    KeyPoint CU Kids Savings Account
    Rating not yet determined
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    APY (Annual Percentage Yield)

    0.05% - 0.10%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $25

    Minimum Balance to Earn APY

    $25
    Visit Site
    KeyPoint Credit Union logo
    KeyPoint CU QuickStart Savings Account
    Rating not yet determined
    Be the first to rate

    APY (Annual Percentage Yield)

    0.10% - 0.50%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $0
    Disclaimer popup with additional information

    Minimum Balance to Earn APY

    N/A

    Visit Site
    KeyPoint Credit Union logo
    KeyPoint CU Smart Savings Account
    Rating not yet determined
    Be the first to rate

    APY (Annual Percentage Yield)

    0.05% - 0.10%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $25

    Minimum Balance to Earn APY

    $25
    Visit Site

    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    KeyPoint CU Health Savings Accounts Community Reviews

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