Last Updated: 04/18/2025
KeyPoint CU Health Savings Accounts
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.25%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $25
Minimum Balance to Earn APY
$25
KeyPoint CU Health Savings Accounts Review
KeyPoint CU Health Savings Accounts is offered by KeyPoint Credit Union, a credit union founded in 1979 and based in Santa Clara, CA. KeyPoint CU Health Savings Accounts are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. KeyPoint CU Health Savings Accounts has an annual percentage yield of up to 0.25%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $25 to earn that interest rate.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No ATM fees. KeyPoint CU Health Savings Accounts does not charge fees on ATM transactions .
KeyPoint CU Health Savings Accounts Pros & Cons
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KeyPoint CU Health Savings Accounts FAQ
Are savings accounts from keypoint credit union federally insured?
No, your KeyPoint Credit Union savings accounts are not insured by a federal insurance agency. This means that if KeyPoint Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
Does KeyPoint Credit Union offer a signup bonus?
KeyPoint CU Health Savings Accounts doesn't offer a signup bonus.
What is the minimum initial deposit for KeyPoint CU Health Savings Accounts?
The minimum deposit to open a KeyPoint CU Health Savings Accounts is $25.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does KeyPoint CU Health Savings Accounts offer?
KeyPoint CU Health Savings Accounts offers an APY of 0.25% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does KeyPoint CU Health Savings Accounts charge?
KeyPoint CU Health Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does KeyPoint CU Health Savings Accounts offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - KeyPoint CU Health Savings Accounts allows you to manage your money online or with a mobile app.
Can you set up a direct deposit to KeyPoint CU Health Savings Accounts?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for KeyPoint CU Health Savings Accounts?
The customer support email for KeyPoint CU Health Savings Accounts is info@kpcu.com.
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Hours of Operation
Sunday
9:00AM - 5:00PM
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 6:00PM
Friday
9:30AM - 2:00PM
Saturday
9:30AM - 2:00PM