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Last Updated: 04/18/2025

KeyPoint CU Kids Savings Account

in Savings Accounts from KeyPoint Credit Union

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

0.05% - 0.10%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $25

Minimum Balance to Earn APY

$25

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KeyPoint CU Kids Savings Account Review

KeyPoint CU Kids Savings Account is offered by KeyPoint Credit Union, a credit union founded in 1979 and based in Santa Clara, CA. KeyPoint CU Kids Savings Account are available in 50 states and Washington, DC.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No ATM fees. KeyPoint CU Kids Savings Account does not charge fees on ATM transactions .

KeyPoint CU Kids Savings Account Pros & Cons

KeyPoint CU Kids Savings Account FAQ

Are savings accounts from keypoint credit union federally insured?

No, your KeyPoint Credit Union savings accounts are not insured by a federal insurance agency. This means that if KeyPoint Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

Does KeyPoint Credit Union offer a signup bonus?

KeyPoint CU Kids Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for KeyPoint CU Kids Savings Account?

The minimum deposit to open a KeyPoint CU Kids Savings Account is $25.

What APY does KeyPoint CU Kids Savings Account offer?

KeyPoint CU Kids Savings Account offers a variable APY starting at 0.05% and ranging up to 0.10% (APY stands for annual percentage yield, rates may change).

What fees does KeyPoint CU Kids Savings Account charge?

KeyPoint CU Kids Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

    What features and perks does KeyPoint CU Kids Savings Account offer?

    This savings account includes the following features:
    • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
    • Mobile Banking Services - KeyPoint CU Kids Savings Account allows you to manage your money online or with a mobile app.
    • Nationwide ATM network - Conveniently transact at a nearby ATM.

    Can you set up a direct deposit to KeyPoint CU Kids Savings Account?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for KeyPoint CU Kids Savings Account?

    The customer support email for KeyPoint CU Kids Savings Account is info@kpcu.com.

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    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    2805 Bowers Ave
    Santa Clara, CA 95051
    Visit Site

    Hours of Operation

    Sunday
    9:00AM - 5:00PM
    Monday
    9:00AM - 5:00PM
    Tuesday
    9:00AM - 5:00PM
    Wednesday
    10:00AM - 5:00PM
    Thursday
    9:00AM - 6:00PM
    Friday
    9:30AM - 2:00PM
    Saturday
    9:30AM - 2:00PM

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