Last Updated: 04/18/2025
KeyPoint CU QuickStart Savings Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.10% - 0.50%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $0
Disclaimer popup with additional information
Minimum Balance to Earn APY
N/A
KeyPoint CU QuickStart Savings Account Review
KeyPoint CU QuickStart Savings Account is offered by KeyPoint Credit Union, a credit union founded in 1979 and based in Santa Clara, CA. KeyPoint CU QuickStart Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. KeyPoint CU QuickStart Savings Account has an annual percentage yield of up to 0.50%, which is higher than the average interest rate for savings accounts.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. KeyPoint CU QuickStart Savings Account does not charge fees on ATM transactions .
KeyPoint CU QuickStart Savings Account Pros & Cons
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KeyPoint CU QuickStart Savings Account FAQ
Are savings accounts from keypoint credit union federally insured?
No, your KeyPoint Credit Union savings accounts are not insured by a federal insurance agency. This means that if KeyPoint Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
Does KeyPoint Credit Union offer a signup bonus?
KeyPoint CU QuickStart Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for KeyPoint CU QuickStart Savings Account?
There is no minimum deposit to open a KeyPoint CU QuickStart Savings Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $0 (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does KeyPoint CU QuickStart Savings Account offer?
KeyPoint CU QuickStart Savings Account offers a variable APY starting at 0.10% and ranging up to 0.50% (APY stands for annual percentage yield, rates may change).
What fees does KeyPoint CU QuickStart Savings Account charge?
KeyPoint CU QuickStart Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does KeyPoint CU QuickStart Savings Account offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - KeyPoint CU QuickStart Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to KeyPoint CU QuickStart Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for KeyPoint CU QuickStart Savings Account?
The customer support email for KeyPoint CU QuickStart Savings Account is info@kpcu.com.
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Hours of Operation
Sunday
9:00AM - 5:00PM
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 6:00PM
Friday
9:30AM - 2:00PM
Saturday
9:30AM - 2:00PM