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Last Updated: 04/18/2025

KeyPoint CU Smart Savings Account

from KeyPoint Credit Union

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

0.05% - 0.10%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $25

Minimum Balance to Earn APY

$25

KeyPoint CU Smart Savings Account Review

KeyPoint CU Smart Savings Account is offered by KeyPoint Credit Union, a credit union founded in 1979 and based in Santa Clara, CA. keypoint cu savings accounts are available in 1 state.

Key Takeaways

Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
$0 monthly account fees available. This account charges a monthly fee of up to $5, but the fee may be waived if you keep a minimum balance of$25.
No ATM fees. KeyPoint CU Smart Savings Account does not charge fees on ATM transactions .

keypoint cu savings accounts Pros & Cons

Pros

Cons

Interest-yielding account.
Insured by NCUA.
Debit card

Does not offer mobile check deposits.
Not FDIC-insured.
Only available in one state.
No signup bonus.

keypoint cu savings accounts FAQ

Are savings accounts from keypoint credit union federally insured?

No, your KeyPoint Credit Union savings accounts are not insured by a federal insurance agency. This means that if KeyPoint Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

Does KeyPoint Credit Union offer a signup bonus?

keypoint cu savings accounts doesn't offer a signup bonus.

What is the minimum initial deposit for keypoint cu savings accounts?

The minimum deposit to open a keypoint cu savings accounts is $25.

KeyPoint CU Smart Savings Account Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $25

Minimum Balance to Earn APY

$25

Minimum Opening Deposit

Starting at $25

What APY does KeyPoint CU Smart Savings Account offer?

keypoint cu savings accounts offers a variable APY starting at 0.05% and ranging up to 0.10% (APY stands for annual percentage yield, rates may change).

What fees does keypoint cu savings accounts charge?

keypoint cu savings accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $25.

What features and perks does keypoint cu savings accounts offer?

This savings account includes the following features:

Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to keypoint cu savings accounts?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for keypoint cu savings accounts?

The customer support email for keypoint cu savings accounts is info@kpcu.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2805 Bowers Ave

Santa Clara, CA 95051

(888) 255-3637

Visit Site

Email Support

Hours of Operation

Sunday

9:00AM - 5:00PM

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

10:00AM - 5:00PM

Thursday

9:00AM - 6:00PM

Friday

9:30AM - 2:00PM

Saturday

9:30AM - 2:00PM

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APY (Annual Percentage Yield)

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Minimum Balance to Earn APY

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

Everyone recommends

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