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  Lake Michigan Credit Union Max Savings Account

Lake Michigan Credit Union Max Savings Account

in Savings Accounts from Lake Michigan Credit Union

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Lake Michigan Credit Union Max Savings Account

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in Savings Accounts from Lake Michigan Credit Union

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Highlights
Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) 0% - 1.75%
APY Minimum Balance $100

Lake Michigan Credit Union Max Savings Account Review

Lake Michigan Credit Union Max Savings Account is offered by Lake Michigan Credit Union, a credit union founded in 1933 and based in Grand Rapids, MI. Lake Michigan Credit Union Max Savings Account is available in 2 states across the USA.

Are savings accounts from Lake Michigan Credit Union federally insured?

Yes, your Lake Michigan Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Lake Michigan Credit Union offer a signup bonus?

Lake Michigan Credit Union Max Savings Account doesn't offer a signup bonus.

What is the minimum balance for Lake Michigan Credit Union Max Savings Account?

The minimum balance to open a Lake Michigan Credit Union Max Savings Account is $0.
Lake Michigan Credit Union Max Savings Account Account Minimums
Description
APY Minimum Balance $100
Minimum Initial Deposit $0
Minimum Combined Balance to Avoid Monthly Fee N/A
Minimum Required Balance N/A
Minimum Direct Deposit to Avoid Monthly Fee N/A
Minimum Balance to Avoid Monthly Fee N/A

What APY does Lake Michigan Credit Union offer?

Lake Michigan Credit Union Max Savings Account offers an APY and ranging up to 1.75% (APY stands for annual percentage yield, rates may change).

What features and perks does Lake Michigan Credit Union Max Savings Account offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Lake Michigan Credit Union Max Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Nationwide ATM network - Withdraw money and check your balance from wherever you are.
  • Lake Michigan Credit Union Max Savings Account Features
    Description
    Bank Account Features
    • Automatic Savings
    • Bauer Financial A+/A Rating
    • Branch Access
    • Check Images with Statement
    • Fraud Monitoring
    • Interest Bearing Account
    • Mobile Banking
    • Mobile Check Deposit
    • Nationwide ATM Network
    • NCUA Member
    • No ATM Fees
    • No Monthly Maintenance Fee

What fees does Lake Michigan Credit Union Max Savings Account charge?

Lake Michigan Credit Union Max Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $25 fee.
  • Incoming domestic bank transfers come with a $5 fee.
  • Outoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $10 fee.
  • Lake Michigan Credit Union Max Savings Account charges a $5 fee for an early account closure. Contact Lake Michigan Credit Union Max Savings Account for more details on what is considered an early closure.
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Availability

  Available in 2 states
  • Florida
  • Michigan

Feature Breakdown

APY Minimum Balance $100
Minimum Initial Deposit $0
Early Account Closure $5
Returned Deposit Fee (Domestic) $5
Wire Transfer Fee - Domestic (Incoming) $5
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $50
Bank Account Features
  • Automatic Savings
  • Bauer Financial A+/A Rating
  • Branch Access
  • Check Images with Statement
  • Fraud Monitoring
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 0% - 1.75%

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2 Reviews

Lake Michigan Credit Union Savings Accounts

Product

Reviews

Monthly Fee

APY (Annual Percentage Yield)

APY Minimum Balance

Lake Michigan Credit Union Member Savings Account
Monthly Fee $0 - $5     $0 $25
APY (Annual Percentage Yield) 0.25% APY (Annual Percentage Yield)
APY Minimum Balance $100 APY Minimum Balance