SuperMoney
  Members 1st Credit Union Mem-Bear

Members 1st Credit Union Mem-Bear

in Savings Accounts from Members 1st Credit Union · Member ncua

Unaffiliated

Members 1st Credit Union Mem-Bear

Unaffiliated

in Savings Accounts from Members 1st Credit Union · Member NCUSIF

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Members 1st Credit Union Mem-Bear to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Monthly Fee $0
APY (Annual Percentage Yield) 0.05%
APY Minimum Balance $5

Members 1st Credit Union Mem-Bear Review

Members 1st Credit Union Mem-Bear is offered by Members 1st Credit Union, a credit union founded in 1936 and based in Redding, CA. Members 1st Credit Union Mem-Bear is available in 1 state across the USA.

Members 1st Credit Union Mem-Bear FAQ

Are savings accounts from Members 1st Credit Union federally insured?

Yes, your Members 1st Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Members 1st Credit Union offer a signup bonus?

Members 1st Credit Union Mem-Bear doesn't offer a signup bonus.

What is the minimum balance for Members 1st Credit Union Mem-Bear?

The minimum balance to open a Members 1st Credit Union Mem-Bear is $1.
Members 1st Credit Union Mem-Bear Account Minimums
Description
APY Minimum Balance $5
Minimum Balance to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $1
Minimum Required Balance $0

What APY does Members 1st Credit Union offer?

Members 1st Credit Union Mem-Bear offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What features and perks does Members 1st Credit Union Mem-Bear offer?

This account includes the following features.

Members 1st Credit Union Mem-Bear Features
Description
Bank Account Features
  • No ATM Fees
  • Branch Access
  • NCUA Member
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit

What fees does Members 1st Credit Union Mem-Bear charge?

Members 1st Credit Union Mem-Bear does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $35 fee.
  • Incoming domestic bank transfers come with a $10 fee.
  • Outoing international bank transfers come with a $35 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $35 fee.
  • Members 1st Credit Union Mem-Bear charges a $10 fee for an early account closure. Contact Members 1st Credit Union Mem-Bear for more details on what is considered an early closure.
  • Members 1st Credit Union Mem-Bear charges $5 every time you request a paper statement.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

APY Minimum Balance $5
Minimum Balance to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $1
Minimum Required Balance $0
International ATM Surcharge $0
Monthly Fee $0
Early Account Closure $10
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $26
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $35
Wire Transfer Fee - International (Outgoing) $35
Bank Account Features
  • No ATM Fees
  • Branch Access
  • NCUA Member
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.05%

Be the first to rate

 

Would you recommend Members 1st Credit Union Mem-Bear to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Savings Accounts

Members 1st Credit Union Savings Accounts

Loading...