Last Updated: 04/18/2025
Radiant Credit Union Even-Up Savings Account
Unaffiliated
in Savings Accounts from Radiant Credit Union
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05% - 10.00%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$0.01
Radiant Credit Union Even-Up Savings Account Review
Radiant Credit Union Even-Up Savings Account is offered by Radiant Credit Union, a credit union founded in 1957 and based in Gainesville, FL. Radiant Credit Union Even-Up Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 10.00%, which is much higher than the average interest rate for a savings account.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Radiant Credit Union Even-Up Savings Account does not charge fees on ATM transactions .
Radiant Credit Union Even-Up Savings Account Pros & Cons
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Radiant Credit Union Even-Up Savings Account FAQ
Are savings accounts from Radiant Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Radiant Credit Union offer a signup bonus?
Radiant Credit Union Even-Up Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Radiant Credit Union Even-Up Savings Account?
There is no minimum deposit to open a Radiant Credit Union Even-Up Savings Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.01 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Radiant Credit Union Even-Up Savings Account offer?
Radiant Credit Union Even-Up Savings Account offers a variable APY starting at 0.05% and ranging up to 10.00% (APY stands for annual percentage yield, rates may change).
What fees does Radiant Credit Union Even-Up Savings Account charge?
Radiant Credit Union Even-Up Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $30.00 fee.
- Incoming domestic bank transfers come with a $15.00 fee.
- An overdraft on your account will trigger a $40.00 fee per item.
- Radiant Credit Union Even-Up Savings Account charges $3.00 every time you request a paper statement.
Does Radiant Credit Union Even-Up Savings Account charge overdraft fees?
Yes, Radiant Credit Union Even-Up Savings Account charges a $40.00 overdraft fee.What features and perks does Radiant Credit Union Even-Up Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - Radiant Credit Union Even-Up Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Radiant Credit Union Even-Up Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Radiant Credit Union Even-Up Savings Account?
The customer support email for Radiant Credit Union Even-Up Savings Account is ask@radiantcu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM