Last Updated: 04/18/2025
Radiant Credit Union Regular Share Account
Unaffiliated
in Savings Accounts from Radiant Credit Union
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Savings Accounts
Filter & compare all your options in one place.
Highlights
APY (Annual Percentage Yield)
0.05% - 0.08%(Verified 06/21/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$500
Radiant Credit Union Regular Share Account Review
Radiant Credit Union Regular Share Account is offered by Radiant Credit Union, a credit union founded in 1957 and based in Gainesville, FL. Radiant Credit Union Regular Share Account are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.08%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5.00 to open an account.
- No ATM fees. Radiant Credit Union Regular Share Account does not charge fees on ATM transactions .
Radiant Credit Union Regular Share Account Pros & Cons
| Pros | Cons |
|
|
Radiant Credit Union Regular Share Account FAQ
Are savings accounts from Radiant Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Radiant Credit Union offer a signup bonus?
Radiant Credit Union Regular Share Account doesn't offer a signup bonus.
What is the minimum initial deposit for Radiant Credit Union Regular Share Account?
The minimum deposit to open a Radiant Credit Union Regular Share Account is $5.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $500.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Radiant Credit Union Regular Share Account offer?
Radiant Credit Union Regular Share Account offers a variable APY starting at 0.05% and ranging up to 0.08% (APY stands for annual percentage yield, rates may change).
What fees does Radiant Credit Union Regular Share Account charge?
Radiant Credit Union Regular Share Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $30.00 fee.
- Incoming domestic bank transfers come with a $15.00 fee.
- Radiant Credit Union Regular Share Account charges a $20.00 fee for an early account closure. Contact Radiant Credit Union Regular Share Account for more details on what is considered an early closure.
- An overdraft on your account will trigger a $40.00 fee per item.
- Radiant Credit Union Regular Share Account charges $3.00 every time you request a paper statement.
Does Radiant Credit Union Regular Share Account charge overdraft fees?
Yes, Radiant Credit Union Regular Share Account charges a $40.00 overdraft fee.What features and perks does Radiant Credit Union Regular Share Account offer?
This savings account includes the following features:
- Mobile Banking Services - Radiant Credit Union Regular Share Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Radiant Credit Union Regular Share Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Radiant Credit Union Regular Share Account?
The customer support email for Radiant Credit Union Regular Share Account is ask@radiantcu.org.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM