Last Updated: 04/18/2025
Radiant Credit Union Special Share Account
Unaffiliated
in Savings Accounts from Radiant Credit Union
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05% - 0.08%(Verified 06/21/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$500
Radiant Credit Union Special Share Account Review
Radiant Credit Union Special Share Account is offered by Radiant Credit Union, a credit union founded in 1957 and based in Gainesville, FL. Radiant Credit Union Special Share Account are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.08%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5.00 to open an account.
- No ATM fees. Radiant Credit Union Special Share Account does not charge fees on ATM transactions .
Radiant Credit Union Special Share Account Pros & Cons
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Radiant Credit Union Special Share Account FAQ
Are savings accounts from Radiant Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Radiant Credit Union offer a signup bonus?
Radiant Credit Union Special Share Account doesn't offer a signup bonus.
What is the minimum initial deposit for Radiant Credit Union Special Share Account?
The minimum deposit to open a Radiant Credit Union Special Share Account is $5.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $500.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Radiant Credit Union Special Share Account offer?
Radiant Credit Union Special Share Account offers a variable APY starting at 0.05% and ranging up to 0.08% (APY stands for annual percentage yield, rates may change).
What fees does Radiant Credit Union Special Share Account charge?
Radiant Credit Union Special Share Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $30.00 fee.
- Incoming domestic bank transfers come with a $15.00 fee.
- An overdraft on your account will trigger a $40.00 fee per item.
- Radiant Credit Union Special Share Account charges $3.00 every time you request a paper statement.
Does Radiant Credit Union Special Share Account charge overdraft fees?
Yes, Radiant Credit Union Special Share Account charges a $40.00 overdraft fee.What features and perks does Radiant Credit Union Special Share Account offer?
This savings account includes the following features:
- Mobile Banking Services - Radiant Credit Union Special Share Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Radiant Credit Union Special Share Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Radiant Credit Union Special Share Account?
The customer support email for Radiant Credit Union Special Share Account is ask@radiantcu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM