Last Updated: 04/18/2025
Royal Credit Union Health Savings Accounts
Unaffiliated
in Savings Accounts from Royal Credit Union
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
Up to 2.01%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $0
Minimum Balance to Earn APY
$0.01
Royal Credit Union Health Savings Accounts Review
Royal Credit Union Health Savings Accounts is offered by Royal Credit Union, a credit union founded in 1964 and based in Eau Claire, WI. Royal Credit Union Health Savings Accounts are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 2.01%, which is much higher than the average interest rate for a savings account.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Royal Credit Union Health Savings Accounts does not charge fees on ATM transactions .
Royal Credit Union Health Savings Accounts Pros & Cons
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Royal Credit Union Health Savings Accounts FAQ
Are savings accounts from Royal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Royal Credit Union offer a signup bonus?
Royal Credit Union Health Savings Accounts doesn't offer a signup bonus.
What is the minimum initial deposit for Royal Credit Union Health Savings Accounts?
There is no minimum deposit to open a Royal Credit Union Health Savings Accounts.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.01 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Royal Credit Union Health Savings Accounts offer?
Royal Credit Union Health Savings Accounts offers an APY up to 2.01% (APY stands for annual percentage yield, rates may change). This is higher than the national average rate for savings accounts.
What fees does Royal Credit Union Health Savings Accounts charge?
Royal Credit Union Health Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does Royal Credit Union Health Savings Accounts offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Royal Credit Union Health Savings Accounts allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Royal Credit Union Health Savings Accounts?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Royal Credit Union Health Savings Accounts?
The customer support email for Royal Credit Union Health Savings Accounts is member_service@rcu.org.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 7:00PM
Tuesday
8:30AM - 7:00PM
Wednesday
8:30AM - 7:00PM
Thursday
8:30AM - 7:00PM
Friday
8:30AM - 7:00PM
Saturday
8:30AM - 2:00PM