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Last Updated: 04/18/2025

Royal Credit Union Health Savings Accounts

from Royal Credit Union

Last Updated: 04/18/2025

Royal Credit Union logo
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Highlights

APY (Annual Percentage Yield)

Up to 2.01%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $0

Minimum Balance to Earn APY

$0.01

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Royal Credit Union Health Savings Accounts Review

Royal Credit Union Health Savings Accounts is offered by Royal Credit Union, a credit union founded in 1964 and based in Eau Claire, WI. Royal Credit Union Health Savings Accounts are available in 50 states and Washington, DC.

Key Takeaways

  • High yield savings. This account offers an annual percentage yield of up to 2.01%, which is much higher than the average interest rate for a savings account.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. Royal Credit Union Health Savings Accounts does not charge fees on ATM transactions .

Royal Credit Union Health Savings Accounts Pros & Cons

Royal Credit Union Health Savings Accounts FAQ

Are savings accounts from Royal Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Royal Credit Union offer a signup bonus?

Royal Credit Union Health Savings Accounts doesn't offer a signup bonus.

What is the minimum initial deposit for Royal Credit Union Health Savings Accounts?

There is no minimum deposit to open a Royal Credit Union Health Savings Accounts.

What APY does Royal Credit Union Health Savings Accounts offer?

Royal Credit Union Health Savings Accounts offers an APY up to 2.01% (APY stands for annual percentage yield, rates may change). This is higher than the national average rate for savings accounts.

What fees does Royal Credit Union Health Savings Accounts charge?

Royal Credit Union Health Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.

    What features and perks does Royal Credit Union Health Savings Accounts offer?

    This savings account includes the following features:
    • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
    • Mobile Banking Services - Royal Credit Union Health Savings Accounts allows you to manage your money online or with a mobile app.
    • Nationwide ATM network - Conveniently transact at a nearby ATM.

    Can you set up a direct deposit to Royal Credit Union Health Savings Accounts?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for Royal Credit Union Health Savings Accounts?

    The customer support email for Royal Credit Union Health Savings Accounts is member_service@rcu.org.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    200 Riverfront Terrace
    Eau Claire, WI 54703
    (800) 341-9911
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    8:30AM - 7:00PM
    Tuesday
    8:30AM - 7:00PM
    Wednesday
    8:30AM - 7:00PM
    Thursday
    8:30AM - 7:00PM
    Friday
    8:30AM - 7:00PM
    Saturday
    8:30AM - 2:00PM

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    APY (Annual Percentage Yield)

    0.40%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $5

    Minimum Balance to Earn APY

    $5
    Visit Site

    Royal Credit Union logo

    APY (Annual Percentage Yield)

    0.40%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $5

    Minimum Balance to Earn APY

    $5

    Royal Credit Union logo

    APY (Annual Percentage Yield)

    0.40%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $5

    Minimum Balance to Earn APY

    $5

    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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