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  San Diego County Credit Union Great Rate Savings Account

San Diego County Credit Union Great Rate Savings Account

in Savings Accounts from San Diego County Credit Union · ncua

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San Diego County Credit Union Great Rate Savings Account

Unaffiliated

in Savings Accounts from San Diego County Credit Union · Insured by NCUA

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Highlights
Monthly Fee $0
APY (Annual Percentage Yield) 0% - 0.10%
APY Minimum Balance $25,000

San Diego County Credit Union Great Rate Savings Account Review

San Diego County Credit Union Great Rate Savings Account is offered by San Diego County Credit Union, a credit union founded in 1995 and based in San Diego, CA. San Diego County Credit Union Great Rate Savings Account is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. San Diego County Credit Union Great Rate Savings Account has an annual percentage yield of up to 0.10%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $25000.
  • $0 monthly fee. This account does not charge a monthly Service Charge as long as you keep a minimum balance of $25,000.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. San Diego County Credit Union Great Rate Savings Account does not charge fees on ATM transactions.
San Diego Credit Union savings account Pros & Cons
Pros Cons
  • Dividend-yielding account
  • Insured by NCUA.
  • Access to physical branches.
  • No signup bonus.
  • Does not come with a debit card
  • Only available in one state.
  • Higher than average wire transfer fees.
San Diego Credit Union savings account FAQ

Are savings accounts from San Diego County Credit Union federally insured?

Yes, your San Diego County Credit Union savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does San Diego County Credit Union offer a signup bonus?

San Diego Credit Union savings account doesn't offer a signup bonus.

What is the minimum initial deposit for San Diego Credit Union savings account?

The minimum deposit to open a San Diego Credit Union savings account is $5.
San Diego County Credit Union Great Rate Savings Account Minimums
Description
APY Minimum Balance $25,000
Minimum Balance to Avoid Monthly Fee Starting at $25,000
Minimum Opening Deposit Starting at $5
Minimum Required Balance $100

What APY does San Diego County Credit Union offer?

San Diego Credit Union savings account offers an APY and ranging up to 0.10% (APY stands for annual percentage yield, rates may change).

What fees does San Diego Credit Union savings account charge?

San Diego Credit Union savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $25,000.

  • Outgoing domestic bank transfers come with a $25 fee.
  • Incoming domestic bank transfers come with a $5 fee.
  • Outgoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $5 fee.
  • San Diego Credit Union savings account charges a $5 fee for an early account closure. Contact San Diego Credit Union savings account for more details on what is considered an early closure.
  • San Diego Credit Union savings account charges $2 every time you request a paper statement.

What features and perks does San Diego Credit Union savings account offer?

This savings account includes the following features:

  • Fraud monitoring - San Diego Credit Union savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Mobile Banking Services - San Diego Credit Union savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to San Diego Credit Union savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

APY Minimum Balance $25,000
Minimum Balance to Avoid Monthly Fee Starting at $25,000
Minimum Opening Deposit Starting at $5
Minimum Required Balance $100
Monthly Fee $0
Early Account Closure $5
International ATM Surcharge $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $20
Wire Transfer Fee - Domestic (Incoming) $5
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $5
Wire Transfer Fee - International (Outgoing) $45
Account Features
  • No ATM Fees
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Automatic Transfers
  • Bauer Financial A+/A Rating
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 0% - 0.10%

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