Last Updated: 04/18/2025
San Diego County Credit Union Great Rate Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0% - 0.10%(Verified 06/21/2024)
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $NaN
Minimum Balance to Earn APY
$25,000
San Diego County Credit Union Great Rate Savings Account Review
San Diego County Credit Union Great Rate Savings Account is offered by San Diego County Credit Union, a credit union founded in 1995 and based in San Diego, CA. San Diego Credit Union savings account are available in 1 state.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
- No monthly maintenance fees. This account does not charge any monthly account fees as long as you keep a minimum balance of $25,000 .
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. San Diego County Credit Union Great Rate Savings Account does not charge fees on ATM transactions .
San Diego Credit Union savings account Pros & Cons
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San Diego Credit Union savings account FAQ
Are savings accounts from San Diego County Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does San Diego County Credit Union offer a signup bonus?
San Diego Credit Union savings account doesn't offer a signup bonus.
What is the minimum initial deposit for San Diego Credit Union savings account?
There is no minimum deposit to open a San Diego Credit Union savings account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $25,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $25,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $NaN | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does San Diego County Credit Union Great Rate Savings Account offer?
San Diego Credit Union savings account offers a variable APY and ranging up to 0.10% (APY stands for annual percentage yield, rates may change).
What fees does San Diego Credit Union savings account charge?
San Diego Credit Union savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
However, you can waive the monthly fees if you have a minimum daily balance of $25,000.
- Outgoing domestic bank transfers come with a $25 fee.
- Incoming domestic bank transfers come with a $5 fee.
- Outgoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $5 fee.
- San Diego Credit Union savings account charges a $5 fee for an early account closure. Contact San Diego Credit Union savings account for more details on what is considered an early closure.
- San Diego Credit Union savings account charges $2 every time you request a paper statement.
What features and perks does San Diego Credit Union savings account offer?
This savings account includes the following features:
- Fraud monitoring - San Diego Credit Union savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Mobile Banking Services - San Diego Credit Union savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to San Diego Credit Union savings account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for San Diego Credit Union savings account?
The customer support email for San Diego Credit Union savings account is info@sdccu.com.
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