Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
Up to 3.70%(Verified 11/26/2024)
Minimum Opening Deposit
N/A
Minimum Balance to Earn APY
N/A
TD Bank Signature Savings Account Review
TD Bank Signature Savings Account is offered by TD Bank, a bank founded in 1855 and based in Wilmington, DE. TD Signature savings are available in 15 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 3.70%, which is much higher than the average interest rate for a savings account.
- No monthly maintenance fee. Maintain a $10,000 minimum daily balance or Link an eligible TD Checking account.
- No ATM fees. TD Bank Signature Savings Account does not charge fees on ATM transactions .
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
TD Signature savings Pros & Cons
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TD Signature savings FAQ
Are savings accounts from TD Bank savings accounts federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does TD Bank offer a signup bonus?
TD Signature savings doesn't offer a signup bonus.
What is the minimum initial deposit for TD Signature savings?
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| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $10,000 (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does TD Bank Signature Savings Account offer?
TD Signature savings offers an APY up to 3.70% (APY stands for annual percentage yield, rates may change). This is higher than the national average rate for savings accounts.
What fees does TD Signature savings charge?
TD Signature savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.
However, you can waive the monthly fees if you have a minimum daily balance of $10,000.
- Outgoing domestic bank transfers come with a $25 fee.
- Outgoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
What features and perks does TD Signature savings offer?
This savings account includes the following features:
- ATM reimbursement - This account provides ATM access and will reimburse you for the ATM fees charged by other networks.
- Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
- Fraud monitoring - TD Signature savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Mobile Banking Services - TD Signature savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Can you set up a direct deposit to TD Signature savings?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for TD Signature savings?
The customer support email for TD Signature savings is customer.service@td.com.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
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APY (Annual Percentage Yield)
0.02%
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Minimum Opening Deposit
Starting at $0
Minimum Balance to Earn APY
N/A
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