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Last Updated: 04/18/2025

21st Century Specialty Homeowners Insurance

in Specialty Homeowners Insurance from 21st Century Insurance

Last Updated: 04/18/2025

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Financial Strength Rating

A(Verified 04/18/2025)
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21st Century Specialty Homeowners Insurance Review

21st Century Specialty Homeowners Insurance is an insurance carrier based in Wilmington, DE. The company was founded in 1958 and offers specialty homeowner insurance in 47 states (and Washington, DC).

21st Century Specialty Homeowners Insurance FAQ

What types of coverage does 21st Century Specialty Homeowners Insurance offer?

21st Century Insurance has riders for the following types of home insurance coverage:

Does 21st Century Insurance insure log homes?

21st Century Insurance does offer specialized coverage for log homes.
Many insurance carriers will not cover log homes because of their location and the inherent dangers of an all-wooden structure.

Does 21st Century Insurance insure older homes?

21st Century Insurance does consider older homes when offering specialty dwelling insurance.
Not all home insurance companies will support older homes. That is because they often pose a higher risk than regular homes. For instance, they may have outdated plumbing and wiring, a storm-sensitive roof, or be made of rare materials.

Does 21st Century Insurance cover seasonal or vacation homes?

21st Century Insurance does not offer a specific rider for seasonal or vacation homes.
Like any home, seasonal or vacation home needs insurance. But because the risks are different, the coverage might cost more than your primary homeowners insurance policy, and not all carriers offer it.

Does 21st Century Insurance insure off the grid homes?

21st Century Insurance does not offer a specific rider for seasonal or vacation homes.
Living off the grid is becoming increasingly popular for homeowners, but not for insurance carriers. Properties that don't have heat or water and use wood fireplaces or coal stoves for cooking can be a challenge to insure.

What is the financial strength rating of 21st Century Specialty Homeowners Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.
21st Century Specialty Homeowners Insurance scores an A or excellent financial strength rating, which is SuperMoney's second highest available score.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Headquarters

3 Beaver Valley Road
Wilmington, DE 19803
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