21st Century Motorcycle & ATV Insurance

21st Century Motorcycle & ATV Insurance FAQ

What types of motorcycle and ATV insurance coverage does 21st Century Motorcycle & ATV Insurance offer?

21st Century Motorcycle & ATV Insurance customers can also add the following riders or endorsements to their policies:

• Modified Vehicle Insurance: This coverage, also known as customized parts and equipment coverage, can help repair or replace alterations and upgrades you make to your vehicle. Notice that most motorcycle and ATV insurance policies will only cover original equipment so you may want to consider this policy if you've invested a lot of money on aftermarket parts and upgrades.

• Travel Expenses / Trip Interruption Coverage: This coverage helps pay for non-refundable expenses if your trip is delayed or canceled due to an accident, mechanical breakdown, theft, injury, unexpected illness, or some other covered event.

• Loan / Lease / GAP Coverage: GAP coverage covers the difference between what you owe on your motorcycle or ATV and its current cash value in the event of a total loss.

• Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.

• Transport Trailer Coverage: This covers non-motorized trailers towed by a vehicle. If they are damaged or cause damages in an accident this policy will cover the costs.

What benefits does 21st Century Motorcycle & ATV Insurance offer?

• Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.

• Digital Claims Reporting: Never fax or mail a document again.

What discounts can you ask for when applying for a policy with 21st Century Motorcycle & ATV Insurance?

• Anti-Lock Brake System: ABS technology reduces uncontrolled skids and insurance premiums.

• Internal Safety Features: 21st Century Motorcycle & ATV Insurance offers additional savings if your motorcycle or ATV has additional safety features, such as seatbelts, airbags, and similar safety features. Ask what other safety features on your car will trigger a discount.