Skip to content
SuperMoney logo
SuperMoney logo
Student Loan Refinancing
Advertiser Disclosure

Last Updated: 04/18/2025

Yrefy Default Student Loan Refinancing

in Student Loan Refinancing from Yrefy LLC

Last Updated: 04/18/2025

Yrefy LLC logo
Visit Site
Strongly recommended26 total votes
24 users recommend
1 users are unsure
1 users don't recommend
Cast Your Vote icon

Cast Your Vote

Get Competing Student Loan Refinancing Offers


Compare student loan refinancing offers from multiple vetted lenders.

Compare student loan refinancing offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights icon

Highlights

Community Rating

Strongly recommended

Fixed APR

1% - 7%
Disclaimer popup with additional information

Variable APR

N/A

Amount Range

$5,000 - $250,000
Disclaimer popup with additional information

Loan Term (Years)

3 - 15
Disclaimer popup with additional information

Number of Reviews

26

Speech bubbles icon

Yrefy Default Student Loan Refinancing Review

Yrefy Default Student Loan Refinancing is a student loan refinance offering by Yrefy LLC . Founded in 2017, Yrefy LLC offers student loan refinancing in 40 states .

Yrefy Default Student Loan Refinancing FAQ

What APRs does Yrefy Default Student Loan Refinancing offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 1% to 7% APR.

How much can you borrow via Yrefy Default Student Loan Refinancing?

Loan amounts start at $5,000 and go up to $250,000

Does Yrefy Default Student Loan Refinancing charge an origination fee?

Yes, Yrefy Default Student Loan Refinancing charges a loan origination fee of 5% of the loan amount . Yrefy Default Student Loan Refinancing deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Yrefy Default Student Loan Refinancing charge prepayment fees?

No, Yrefy Default Student Loan Refinancing does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Yrefy Default Student Loan Refinancing offer?

Yrefy Default Student Loan Refinancing provides refinancing loans of 3 to 15 years.

What type of borrowers will Yrefy Default Student Loan Refinancing consider?

Yrefy Default Student Loan Refinancing considers loans applications from:

    What do you need to qualify for Yrefy Default Student Loan Refinancing?

    Applicants with a credit score of at least 350 and up to 850 may be eligible for Yrefy Default Student Loan Refinancing.
    Yrefy Default Student Loan Refinancing does not have or does not disclose a minimum annual income eligibility requirement.
    U.S. citizens are eligible to apply for the services offered by Yrefy Default Student Loan Refinancing.
    To qualify, applicants may need to provide the following documentation:
    • Recent pay stubs
    • Bank account information
    • Driver's license or other government photo ID
    • Government issued photo ID
    • Proof of identity
    • Proof of citizenship or residence permit

    What is the estimated funding time for a student loan refinance via Yrefy Default Student Loan Refinancing?

    Yrefy Default Student Loan Refinancing will typically fund loans within 7 and 7 days of approval.

    Yrefy Default Student Loan Refinancing Disclosure: Yrefy’s loan refinance program offers fixed rates from .5% APR up to 7.00% APR. Your interest rate will remain constant over the life of your loan and your monthly payment amount will remain the same. Not all borrowers receive the lowest rate. Get started now. To check the rates and terms you qualify for, Yrefy will conduct a soft credit inquiry. Unlike hard credit inquiries, soft credit inquiries (or soft credit pulls) do not impact your credit score. If pre-approved for a refinance loan, depending on your creditworthiness, your loan approval may require the addition of a co-borrower. If you are pre-approved as a Borrower, your interest rate will be in the range listed above. The estimated loan option and terms displayed are based on information you provided in the pre-approval application, and are subject to change prior to acceptance. Yrefy LLC is not responsible for any inaccurate information disclosed on this website. After seeing your offered interest rates, you may choose to continue your application online at https://apply.yrefy.com or by contacting Yrefy’s Advocate. With your prior authorization, Yrefy will complete a hard credit inquiry, verifying the information you provided, and collecting additional information from you (and your co-borrower, if applicable) for Yrefy to determine whether you qualify for a loan. A hard credit inquiry is required for any lender to be able to issue a refinance loan. Up to a 5% fee will be assessed at the time your private education loan(s) are refinanced; this amount will be added to the principal balance of your refinanced loan.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Yrefy LLC logo

    Message from Yrefy defaulted student loan refinancing

    Yrefy, LLC is a national specialty consumer finance lender, focusing explicitly on distressed private student loans. Our proprietary credit and risk tolerance model allows us to lend to the underserved, lower credit tranches. With Yrefy, student borrowers achieve financial independence and realize their financial goals.

    Contact

    Headquarters

    6910 E Chauncey Ln, Suite 105
    Phoenix, AZ 85054
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    7:00AM - 5:00PM
    Tuesday
    7:00AM - 5:00PM
    Wednesday
    7:00AM - 5:00PM
    Thursday
    7:00AM - 5:00PM
    Friday
    7:00AM - 4:00PM
    Saturday
    Closed

    Other Services by Yrefy LLC