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Student Loan Refinancing
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Last Updated: 04/18/2025

Park City Credit Union In-School Refinance

in Student Loan Refinancing from Park City Credit Union

Last Updated: 04/18/2025

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Get Competing Student Loan Refinancing Offers

Compare student loan refinancing offers from multiple vetted lenders.

Compare student loan refinancing offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

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It's quick, easy, and won't hurt your credit score.

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Highlights

Fixed APR

7.45% - 8.29%

Variable APR

N/A

Amount Range

Up to $200,000

Loan Term (Years)

Up to 15
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Park City Credit Union In-School Refinance Review

Park City Credit Union In-School Refinance is a student loan refinance offering by Park City Credit Union . Founded in 1938, Park City Credit Union offers student loan refinancing in 49 states and Washington, DC.

Park City Credit Union In-School Refinance FAQ

What APRs does Park City Credit Union In-School Refinance offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 7.45% to 8.29% APR.
You can choose to buy down your rate by purchasing discount rates. This is similar to paying mortgage points on a home loan. Typically, it only makes sense to pay this fee if you aren't planning to refinance your student loans again in the forseeable future. If you refinance your student loans after just a few years, the cost of the fee will probably outweigh the savings from the lower interest rate.

Does Park City Credit Union In-School Refinance charge an origination fee?

No, Park City Credit Union In-School Refinance does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Park City Credit Union In-School Refinance charge prepayment fees?

No, Park City Credit Union In-School Refinance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Park City Credit Union In-School Refinance offer?

Park City Credit Union In-School Refinance provides refinancing loans of to 15 years.

What type of borrowers will Park City Credit Union In-School Refinance consider?

Park City Credit Union In-School Refinance considers loans applications from:

    What do you need to qualify for Park City Credit Union In-School Refinance?

    Applicants with a credit score that ranges above 660 may be eligible for Park City Credit Union In-School Refinance.
    Park City Credit Union In-School Refinance does not have or does not disclose a minimum annual income eligibility requirement.
    U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Park City Credit Union In-School Refinance.
    To qualify, applicants may need to provide the following documentation:
    • Driver's license or other government photo ID
    • Government issued photo ID
    • Proof of identity
    • Proof of citizenship or residence permit

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    Contact

    Headquarters

    501 S Pine Ridge Ave
    Merrill, WI 54452
    (715) 536-8351
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 4:30PM
    Tuesday
    9:00AM - 4:30PM
    Wednesday
    9:00AM - 4:30PM
    Thursday
    9:00AM - 4:30PM
    Friday
    9:00AM - 4:30PM
    Saturday
    Closed

    Other Services by Park City Credit Union