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Last Updated: 04/18/2025

Meratas Student Loan Refinancing

from Meratas Inc

Last Updated: 04/18/2025

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Highlights

Fixed APR

4.42% - 14%

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Variable APR

4.42% - 14%

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Amount Range

$2,000 - $50,000

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Loan Term (Years)

1 - 5

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Meratas Student Loan Refinancing Review

Meratas Student Loan Refinancing is a student loan refinance offering by Meratas Inc . Founded in 2019, Meratas Inc offers student loan refinancing in 50 states and Washington, DC.

Meratas Student Loan Refinancing FAQ

What APRs does Meratas Student Loan Refinancing offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.

Meratas Student Loan Refinancing offers variable rate APRs that range from 4.42% to 14%.Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 4.42% to 14% APR.

How much can you borrow via Meratas Student Loan Refinancing?

Loan amounts start at $2,000 and go up to $50,000

Does Meratas Student Loan Refinancing charge an origination fee?

Yes, Meratas Student Loan Refinancing charges a loan origination fee .

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Meratas Student Loan Refinancing charge prepayment fees?

No, Meratas Student Loan Refinancing does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Meratas Student Loan Refinancing offer?

Meratas Student Loan Refinancing provides refinancing loans of 1 to 5 years.

What type of borrowers will Meratas Student Loan Refinancing consider?

Meratas Student Loan Refinancing considers loans applications from:

What do you need to qualify for Meratas Student Loan Refinancing?

Applicants with a credit score that ranges above 500 may be eligible for Meratas Student Loan Refinancing.

Meratas Student Loan Refinancing does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Meratas Student Loan Refinancing. Not all companies will work with visa holders. Meratas Inc does offer its services to temporary resident visa holders such as F1 or H1B holders. An uncommon feature is for lenders to offer their services to non-residents. Meratas Inc is one of the few that does. If you are a non-resident looking to access these services through an entity incorporated in the U.S., you are in luck. Meratas Student Loan Refinancing will consider you for their services.

To qualify, applicants may need to provide the following documentation:

Recent pay stubs
Bank account information
Driver's license or other government photo ID

Meratas Student Loan Refinancing Disclosure: Meratas does not provide financing and is not a lending institution. All loans are arranged through third party providers participating in the Meratas multi-lender network. Meratas does not provide any loans nor makes any decisions regarding loan qualifications. Not all participating lenders are available in all states. Prequalified rates are not an offer of credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Meratas

Meratas empowers student borrowers with choice, transparency, and control. Choice: Why settle for the first pre-qualified offer when you can have better options? Meratas conducts a comprehensive lender search in the time it takes to manually apply to just one lender, maximizing your choices without eating into your schedule. Transparency: We're always free for students to use, and we make sure you see all of a lender's fees upfront when we present your pre-qualified loan offers. No more hidden costs or last-minute surprises. Control: For most students, the search for the best rate stops after just three lenders, simply because it's too time-consuming and tedious. Meratas automates this process, saving you time and effort, and putting you in control of finding the best rate.

Contact

Headquarters

317 West Ave

Stamford, CT 06902

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Hours of Operation

Sunday

9:00AM - 5:00PM

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

9:00AM - 5:00PM

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SuperMoney Net Recommendation Score

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-1000+100

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