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Last Updated: 01/21/2026

Wescom Credit Union Fee Free Checking

from Wescom Credit Union

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Rewards

N/A

APY (Annual Percentage Yield)

0%(Verified 06/21/2024)

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Monthly Maintenance Fee

$0 - $8(Verified 01/21/2026)

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Wescom Credit Union Fee Free Checking Review

The Wescom Credit Union Fee Free Checking is offered by Wescom Credit Union, a credit union founded in 1934 and based in Pasadena, CA. Wescom checking account is available in 1 state.

Key Takeaways

0% APY. As with most checking accounts, Wescom Credit Union Fee Free Checking does not pay interest.
Charges a monthly fee. This account charges a monthly fee of up to $8.
No minimum initial deposit. There is no minimum balance required to open an account online.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Wescom Credit Union mobile or online banking.

Wescom checking account Pros & Cons

Pros

Cons

Free access to 30,000 ATMs nationwide.
Low foreign transaction fee.
Insured by NCUA.
Access to physical branches.
Debit card
Access to a nationwide network of ATMs.

No signup bonus.
Does not earn interest
Not FDIC-insured.
Only available in one state.
Charges a fee on out-of-network ATM transactions.

Wescom checking account FAQ

Are checking accounts from Wescom Credit Union federally insured?

No, your Wescom Credit Union checking accounts are not insured by a federal insurance agency. This means that if Wescom Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What APY does Wescom checking account offer?

Wescom checking account is not an interest-bearing account.

What are the account minimums for Wescom checking account?

Wescom checking account does not require a minimum initial deposit.

Wescom Credit Union Fee Free Checking Minimums

Description

Minimum Opening Deposit

Starting at $0

What fees does Wescom checking account charge?

This account charges a monthly maintenance fee each statement cycle of up to $8.

Wescom Credit Union Fee Free Checking Fees

Description

Monthly Maintenance Fee

$0 - $8

Paper Statement Fee

Starting at $5

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $2

NSF Fee

$30

Overdraft Item Fee

Starting at $30

Returned Deposit Fee (Domestic)

Starting at $10

Card Replacement Fee (Standard Delivery)

Starting at $5

Online Bill Pay Fee

Starting at $0

Stop Payment Fee

Starting at $25

Check Copy

Foreign Transaction Fee (Debit Card)

Starting at 1%

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $25

Wire Transfer Fee - International (Incoming)

Starting at $10

Returned Deposit Fee (International)

Starting at $10

Wire Transfer Fee - US Domestic (Incoming)

Starting at $10

Does Wescom checking account charge overdraft fees?

Yes, Wescom checking account charges a $30 fee for every overdraft.

What features and perks does Wescom checking account offer?

This account includes the following features:

Fraud monitoring - Wescom checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Wescom checking account allows you to manage your money online or with a mobile app. This includes depositing checks^* in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Wescom checking account?

The customer support email for Wescom checking account is mail@wescom.org.

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Message from Wescom checking account

Experience the flexibility of a Wescom Checking Account with fee-free access to more than 30,000 ATMs in our nationwide CO-OP^® Network. A Wescom Checking Account features a seamless online banking platform and access to all our mobile banking tools.

Contact

Headquarters

123 S Marengo Avenue

Pasadena, CA 91101

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 6:00PMTuesday9:00AM - 6:00PMWednesday9:00AM - 6:00PMThursday9:00AM - 6:00PMFriday9:00AM - 6:00PMSaturday9:00AM - 4:00PM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.