Credit History
A credit history is a record of an individual's or business's credit activity, including information about their borrowing and repayment habits. This history is used by lenders to assess a borrower's creditworthiness, or their ability to repay a loan. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to credit history.

Underwriting Standards: Definition, Implementation, and Real-world Examples
SuperMoney Team

Understanding Creditors: Roles and Consequences When Creditors Aren't Paid
Silas Bamigbola

What Is a Credit Limit? How It's Set, How It Affects Your Credit Score
Andrew Latham

Revolving Credit Explained: How It Works, Types, and Examples
SuperMoney Team

What Is a Credit Inquiry? Hard vs. Soft Pulls Explained
Andrew Latham

Credit Scoring: Definition, Working, and Real-Life Examples
SuperMoney Team

Pre-Approval: What It Is, How It Works, and Why It Matters
Andrew Latham

What Is Credit Mix? How Account Diversity Affects Your Credit Score
Andrew Latham

What Is Credit Utilization? How It Affects Your Credit Score and How to Lower It
Andrew Latham
Balance Transfer: Definition, How It Works, and Key Terms
Andrew Latham
Learn About Credit History

Payday Loan Alternatives: Can They Help Improve Your Credit Score?
Andrew Latham

My Car Loan Was Charged Off But I Still Have The Car
Benjamin Locke

What Is The Max Credit Score You Can Achieve?
Benjamin Locke

When Were Credit Scores Invented?
Benjamin Locke

Credit Saint Vs Lexington Law Comparison 2026 Update
Benjamin Locke

NetCredit vs CreditNinja: Which Bad Credit Loan Is the Better Choice?
Andrew Latham

How To Pay Off Credit Card Debt: Ultimate Guide
Andrew Latham

CFPB Entered Multibillion Dollar Settlement with CreditRepair.com and Lexington Law
SuperMoney Team

Ultimate List Of Credit Card Decline Codes (2026 Update)
Jamela Adam

How to Change the Name on Your Credit Card
Lacey Stark

Which Credit Score Matters More: TransUnion or Equifax?
Lacey Stark

How To Remove Closed Accounts From Your Credit Report
Lacey Stark

What Credit Score Do You Start With?
Lacey Stark

How To Remove a Charge-Off Without Paying
Jamela Adam

When Does Chase Report to Credit Bureaus?
Emily Africa

How To Find Out If Someone Opened a Credit Card In My Name
Lacey Stark