Home Equity Loans
A home equity loan is a type of loan that allows you to borrow money using the equity in your home as collateral. With a home equity loan, you borrow a lump sum of money upfront and repay it over time with fixed monthly payments. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to home equity loans.

What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham

What Is Collateral? How It Works in Loans and Why It Matters
Andrew Latham

What Is Home Equity? How It Builds and How to Access It
Andrew Latham

What Is a Subordinate Mortgage?
David Hodges

What Is a Piggyback Loan (80/10/10 Mortgage) and How Does It Work?
Andrew Latham

What is Leverage in Real Estate?
Cara Corey

What Is Real Estate Investing? A Homeowner’s Guide to Building Wealth Through Property
Andrew Latham

What Is a Reverse Annuity Mortgage — How Does It Work?
Camilla Smoot

Shared Appreciation Mortgages: The Good, The Bad, and Tax Implications
David Hodges

Property Liens: What They Are and How They Work.
SuperMoney Team
Learn About Home Equity Loans

What Happens When an HEI/HEA Term Ends?
Andrew Latham

How Do HEI/HEA Agreements Work?
Andrew Latham

Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?
Andrew Latham

Pros and Cons of a Home Equity Investment
Andrew Latham

Free Financial Calculators: Mortgage, Retirement & Home Equity
Andrew Latham

Best Loans for Real Estate Investors: Top Financing Options to Build Your Portfolio
Andrew Latham

Home Improvement Financing: How to Finance a Home Renovation (Updated 2026)
Jessica Walrack

Rocket Companies to Acquire Mr. Cooper for $9.4B: What It Means for the Mortgage Industry
SuperMoney Team

Best Time To Take Equity Out Of Your Home
Benjamin Locke

Home Equity Loan To Pay Off Mortgage
Benjamin Locke

Home Equity Loan For Remodel: Is It Worth It?
Benjamin Locke

How To Get Equity Out of Your Home Without Refinancing
Lacey Stark

Is a Home Equity Loan a Good Idea
Benjamin Locke

How Much Equity Can I Have In My Home And Still File Chapter 13
Benjamin Locke

Do Both Homeowners have to sign for a Home Equity Loan (Can Married Couples Have a Joint Home Equity Loan?)
Benjamin Locke

Home Equity Surges In Q2 2024: Key Takeaways For U.S. Homeowners
Andrew Latham