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Payment Cards

Payment cards are financial instruments that are used to make payments or access credit. Payment cards may be debit cards, which are linked to a checking or savings account and allow users to make purchases or withdraw cash by drawing on the funds in their account, or credit cards, which allow users to borrow money from a lender and pay it back over time, typically with interest. Continue Reading Below

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  • Industry Studies
  • Encyclopedia
  • Articles
  • About Topic

Related Topics

Industry Studies

2026 Consumer Credit Card Industry Study Thumbnail

2026 Consumer Credit Card Industry Study

Andrew Latham

Encyclopedia Articles

Discover the definition of financial terms related to payment cards.

Credit Card Churning: How It Works and the Risks Thumbnail

Credit Card Churning: How It Works and the Risks

Andrew Latham

Maxed Out Credit Card: What Happens, How It Hurts Your Score, and How to Fix It Thumbnail

Maxed Out Credit Card: What Happens, How It Hurts Your Score, and How to Fix It

Justin Smith

What Is a Credit Union? How It Works and How to Join Thumbnail

What Is a Credit Union? How It Works and How to Join

Andrew Latham

Balance Transfer: Definition, How It Works, and Key Terms Thumbnail

Balance Transfer: Definition, How It Works, and Key Terms

Andrew Latham

What Is a Credit Card? Definition, Types, and How It Works Thumbnail

What Is a Credit Card? Definition, Types, and How It Works

Andrew Latham

Statement Balance vs. Current Balance: Definition, How it Works & Key Differences Thumbnail

Statement Balance vs. Current Balance: Definition, How it Works & Key Differences

Andrew Latham

Annual Percentage Rate (APR): Definition, Types, and How It's Calculated Thumbnail

Annual Percentage Rate (APR): Definition, Types, and How It's Calculated

Andrew Latham

Card Readers: How They Work and Real-World Applications Thumbnail

Card Readers: How They Work and Real-World Applications

SuperMoney Team

Account Balance: What It Is and How to Effectively Manage It Thumbnail

Account Balance: What It Is and How to Effectively Manage It

SuperMoney Team

Traveler's Check: How It Works, Pros and Cons, and Examples Thumbnail

Traveler's Check: How It Works, Pros and Cons, and Examples

SuperMoney Team

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Learn About Payment Cards

Thumbnail for Blog Article: Can You Buy Lottery Tickets With a Debit Card? (2026 Rules & Locations)

Can You Buy Lottery Tickets With a Debit Card? (2026 Rules & Locations)

Emily Africa

Thumbnail for Blog Article: Credit Card Fees Explained: Every Fee You Might Pay and How to Avoid Them

Credit Card Fees Explained: Every Fee You Might Pay and How to Avoid Them

Andrew Latham

Thumbnail for Blog Article: How to Apply for a Credit Card for the First Time

How to Apply for a Credit Card for the First Time

Andrew Latham

Thumbnail for Blog Article: How Credit Card Interest Works: APR, Daily Rates, and What You're Actually Paying

How Credit Card Interest Works: APR, Daily Rates, and What You're Actually Paying

Andrew Latham

Thumbnail for Blog Article: Charge Card vs. Credit Card: What are the Differences?

Charge Card vs. Credit Card: What are the Differences?

Benjamin Locke

Thumbnail for Blog Article: What are the Different Types of Credit Cards?

What are the Different Types of Credit Cards?

SuperMoney Team

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About Payment Cards

Payment cards are financial instruments that are used to make payments or access credit. Payment cards may be debit cards, which are linked to a checking or savings account and allow users to make purchases or withdraw cash by drawing on the funds in their account, or credit cards, which allow users to borrow money from a lender and pay it back over time, typically with interest.