Payment Cards
Payment cards are financial instruments that are used to make payments or access credit. Payment cards may be debit cards, which are linked to a checking or savings account and allow users to make purchases or withdraw cash by drawing on the funds in their account, or credit cards, which allow users to borrow money from a lender and pay it back over time, typically with interest. Continue Reading Below
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Discover the definition of financial terms related to payment cards.

Credit Card Churning: How It Works and the Risks
Andrew Latham

Maxed Out Credit Card: What Happens, How It Hurts Your Score, and How to Fix It
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What Is a Credit Union? How It Works and How to Join
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Balance Transfer: Definition, How It Works, and Key Terms
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What Is a Credit Card? Definition, Types, and How It Works
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Statement Balance vs. Current Balance: Definition, How it Works & Key Differences
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Annual Percentage Rate (APR): Definition, Types, and How It's Calculated
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Card Readers: How They Work and Real-World Applications
SuperMoney Team

Account Balance: What It Is and How to Effectively Manage It
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Traveler's Check: How It Works, Pros and Cons, and Examples
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Learn About Payment Cards

How to Beat a Debt Collector in Court
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Can a Credit Card Company Sue You?
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How To Settle Credit Card Debt When a Lawsuit Has Been Filed
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Can a Credit Card Company Garnish Your Wages?
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Best Unsecured Credit Cards for Bad Credit: No Deposit Options
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Interested In a Joint Credit Card? Here's What You Need To Know
Cara Corey
Avoid Debt Traps with these Dos and Don'ts
Suchi Rudra

Just Married! Now what?
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Which Credit Cards Offer Anniversary Bonuses?
Ben Luthi

Why Is My Debit Card Declined When I Have Money?
Jessica Walrack

Amex Charge Dispute: What You Need To Do
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Consumer Debt Growing at the Fastest Pace in 20 Years
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14 Money Mistakes You Can't Afford To Make In Your 30's
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Best Credit Card Signup Offers of 2026
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How to Buy Bitcoin with a Credit Card: Top 5 Places With the Lowest Fees in 2026
Julie Bawden-Davis

10 Ways To Help Your Adult Child Without Writing A Check
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