Refinance
Refinancing refers to the process of replacing an existing loan with a new loan that has better terms or a lower interest rate. This can be a useful strategy for borrowers who have improved their credit score, have built up equity in their home or other asset, or are looking for a way to lower their monthly loan payments. Continue Reading Below
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Encyclopedia Articles
Discover the definition of financial terms related to refinance.
What is a Home Equity Investment Agreement (HEA/HEI)?
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Non-Recourse Loan: How It Works vs. Recourse Debt
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Minimum Payment: What It Is and Why Paying Only It Costs You
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Unsubsidized Loan: How It Works vs. Subsidized
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Parent PLUS Loan: Rates, Requirements, and Repayment Options
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Student Loan Rehabilitation: How to Remove a Default from Your Credit Report
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Credit Card Payoff Calculator: How to Calculate Your Payoff Date and Total Interest
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Loan to Value (LTV): Definition, How It's Calculated, and Why It Matters
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Balloon Payment: Definition, How It Works, and Pros and Cons
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Student Loan Deferment: Options, Impact & Alternative Strategies
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Learn About Refinance
Auto Loan Statistics 2026: Average Car Payment, Rates, Debt and Delinquency in Every State
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How To Get Out of Debt: Ultimate Guide to Being Debt Free
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How To Settle Credit Card Debt When a Lawsuit Has Been Filed
David Hodges
Can You Refinance Your Home After Bankruptcy?
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One in Five New Car Buyers Now Pays $1,000 a Month. Here's How to Keep Your Payment Under Control
SuperMoney Team
Best Auto Loans For Bad Credit in 2026
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4 Federal Student Loan Reduction Programs You Don't Know About
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2026 Student Loan Industry Study
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2026 Housing Affordability Study
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Home Equity Loan Interest Rates: How They’re Set and What’s Average
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Home Equity Loan vs Personal Line of Credit: Which Fits Your Needs?
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Joint Home Equity Loans: Adding a Co-Signer to Qualify
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Home Equity Loan vs Cash-Out Refinance: Which Is Better for You?
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How Much Home Equity Do You Need for a Loan?
Andrew Latham
Will I Have Refinancing Challenges if I Get an HEI/HEA?
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What Is the Cost of an HEI/HEA?
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