Refinance
Refinancing refers to the process of replacing an existing loan with a new loan that has better terms or a lower interest rate. This can be a useful strategy for borrowers who have improved their credit score, have built up equity in their home or other asset, or are looking for a way to lower their monthly loan payments. Continue Reading Below
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to refinance.
What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham
Non-Recourse Loan: How It Works vs. Recourse Debt
Andrew Latham
Minimum Payment: What It Is and Why Paying Only It Costs You
Andrew Latham
Unsubsidized Loan: How It Works vs. Subsidized
Andrew Latham
Parent PLUS Loan: Rates, Requirements, and Repayment Options
Andrew Latham
Student Loan Rehabilitation: How to Remove a Default from Your Credit Report
Andrew Latham
Credit Card Payoff Calculator: How to Calculate Your Payoff Date and Total Interest
Andrew Latham
Loan to Value (LTV): Definition, How It's Calculated, and Why It Matters
Andrew Latham
Balloon Payment: Definition, How It Works, and Pros and Cons
Andrew Latham
Student Loan Deferment: Options, Impact & Alternative Strategies
Andrew Latham
Learn About Refinance
Auto Loan Statistics 2026: Average Car Payment, Rates, Debt and Delinquency in Every State
Andrew Latham
How To Get Out of Debt: Ultimate Guide to Being Debt Free
Andrew Latham
How To Settle Credit Card Debt When a Lawsuit Has Been Filed
David Hodges
Can You Refinance Your Home After Bankruptcy?
Justin Smith
One in Five New Car Buyers Now Pays $1,000 a Month. Here's How to Keep Your Payment Under Control
SuperMoney Team
Best Auto Loans For Bad Credit in 2026
Audrey Henderson
10 Cities and States That Pay Off Student Loans
Lacey Stark
Does Getting Preapproved Hurt Your Credit?
Benjamin Locke
Can I Sell My House While in Forbearance?
Camilla Smoot
Should I Lock My Mortgage Rate Today?
Jamela Adam
How Long Does an Appraisal Take? Here's What to Expect
Ossiana Tepfenhart
When Is The First Mortgage Payment Due?
Lacey Stark
Can You Add Renovation Costs to Your Mortgage?
Camilla Smoot
Rhode Island Implements Legislation - Curriculum for High Schools
Andrew Latham
List of Coronavirus Mortgage Relief and Rental Assistance Programs
Andrew Latham
Is It Better To Get a 15-Year vs. a 30-Year Mortgage?
Marcie Geffner