Refinance
Refinancing refers to the process of replacing an existing loan with a new loan that has better terms or a lower interest rate. This can be a useful strategy for borrowers who have improved their credit score, have built up equity in their home or other asset, or are looking for a way to lower their monthly loan payments. Continue Reading Below
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to refinance.

What is a Home Equity Investment Agreement (HEA/HEI)?
Andrew Latham

Non-Recourse Loan: How It Works vs. Recourse Debt
Andrew Latham

Minimum Payment: What It Is and Why Paying Only It Costs You
Andrew Latham

Unsubsidized Loan: How It Works vs. Subsidized
Andrew Latham

Parent PLUS Loan: Rates, Requirements, and Repayment Options
Andrew Latham

Student Loan Rehabilitation: How to Remove a Default from Your Credit Report
Andrew Latham

Credit Card Payoff Calculator: How to Calculate Your Payoff Date and Total Interest
Andrew Latham

Loan to Value (LTV): Definition, How It's Calculated, and Why It Matters
Andrew Latham

Balloon Payment: Definition, How It Works, and Pros and Cons
Andrew Latham

Student Loan Deferment: Options, Impact & Alternative Strategies
Andrew Latham
Learn About Refinance
Auto Loan Statistics 2026: Average Car Payment, Rates, Debt and Delinquency in Every State
Andrew Latham

How To Get Out of Debt: Ultimate Guide to Being Debt Free
Andrew Latham

How To Settle Credit Card Debt When a Lawsuit Has Been Filed
David Hodges

Can You Refinance Your Home After Bankruptcy?
Justin Smith
One in Five New Car Buyers Now Pays $1,000 a Month. Here's How to Keep Your Payment Under Control
SuperMoney Team

Best Auto Loans For Bad Credit in 2026
Audrey Henderson

What Happens When an HEI/HEA Term Ends?
Andrew Latham

How Do HEI/HEA Agreements Work?
Andrew Latham

Home Equity Investment vs HELOC: Which Is Better for Accessing Your Equity?
Andrew Latham

Pros and Cons of a Home Equity Investment
Andrew Latham

The Real Cost of Owning a Car in 2026 (and the One Lever That Saves You Thousands)
SuperMoney Team

How Much Down Payment Do You Really Need for a Car?
Andrew Latham

Best Loans for Real Estate Investors: Top Financing Options to Build Your Portfolio
Andrew Latham

How to Access Home Equity Without Refinancing: 5 Alternatives
Andrew Latham

The SAVE Plan Is Gone: How to Pick Your New Student Loan Repayment Plan Before the 90-Day Clock Runs Out
SuperMoney Team

FHA Loan Process Step-by-Step: From Preapproval to Closing
Andrew Latham