Specific Types of Retirement Accounts
There are several specific types of retirement accounts that can help you save for your future. Some common types of retirement accounts include:. Continue Reading Below
Encyclopedia Articles
Discover the definition of financial terms related to specific types of retirement accounts.
What Is an IRA? Types, Rules, and How to Choose
Andrew Latham
What Is a Roth IRA? Definition, Rules, and Benefits
Andrew Latham
Fixed Index Annuity: How FIAs Work, Caps, Income Riders, and Who They Suit
Andrew Latham
What Is an Unrealized Gain? Definition, Tax Rules, and Examples
Andrew Latham
What Is Schedule C? Who Files It and How to Complete It
Andrew Latham
What Is an Investment Portfolio?
Andrew Latham
What Is Dollar-Cost Averaging? Strategy, Benefits, and How It Works
Andrew Latham
What Is Traditional IRA? Understanding Tax-Advantaged Retirement Savings
Silas Bamigbola
What Is a 401(k)? Definition, Contribution Limits, and How It Works
Andrew Latham
Roth 401(k): How It Works, Limits & Tax Benefits
Andrew Latham
Learn About Specific Types of Retirement Accounts
Gen X's $1.24 Million Retirement Gap: The Numbers, and How to Close It
SuperMoney Team
Trump’s New 401(k) Order: Will Crypto and Private Equity Change Retirement Forever?
SuperMoney Team
Free Financial Calculators: Mortgage, Retirement & Home Equity
Andrew Latham
Behind on Retirement Savings? How to Reboot Your Retirement Plan
Jessica Walrack
Defined Benefit Vs Defined Contribution Plans
Camilla Smoot
Secret of Retirement Savings: Making Up For Lost Time?
Jessica Walrack
Ultimate Retirement Guide
Andrew Latham
Walmart 401(k) Plan: 6% Match & Rules Guide (2026)
Emma Dillon
Can I Contribute to an IRA and my 401k?
Benjamin Locke
How To Roll Over a 401(k) To An IRA
Julie Bawden-Davis
Beagle 401k: Your Guide to Smart Retirement Planning
Benjamin Locke
10 Simple Steps To Planning A Comfortable Retirement
Gina Young
Are 401(k) Contributions Tax Deductible In 2026?
Andrew Latham
Roth IRA vs. Index Fund: 7 Key Differences Every Investor Should Know
Benjamin Locke
Types of Savings Accounts Explained: Which is Right for You?
Andrew Latham
Are Roth IRA Contributions Tax Deductible in 2026?
Andrew Latham
About Specific Types of Retirement Accounts
- 401(k) plans: These are employer-sponsored retirement plans that allow you to save a portion of your income on a tax-deferred basis. Your employer may match a portion of your contributions, which can help you save even more for retirement.
- Traditional IRAs: These are individual retirement accounts that allow you to save for retirement on a tax-deferred basis. Contributions to a Traditional IRA may be tax-deductible, depending on your income and whether you have a retirement plan through your employer.
- Roth IRAs: These are individual retirement accounts that allow you to save for retirement on a tax-free basis. Contributions to a Roth IRA are made with after-tax dollars, and you can withdraw the money you've saved in the account tax-free after age 59 1/2 as long as you've had the account for at least five years.
- Self-Directed IRAs: These are retirement accounts that give you more control over the investments in your account. With a Self-Directed IRA, you can invest in a wider range of assets, including real estate, precious metals, and private businesses.
- Gold IRAs: These are retirement accounts that allow you to invest in physical gold, silver, platinum, or palladium. With a Gold IRA, you can hold these precious metals in a tax-deferred or tax-free account, depending on whether it is a Traditional IRA or a Roth IRA.