What Is Bank Of America’s Routing Number? (2026)
Summary:
Discover how to find your Bank of America routing number and understand its importance in various banking transactions. Learn about the different routing numbers Bank of America uses for electronic and paper transactions, and find answers to common questions about Bank of America’s routing numbers.
Bank of America, often abbreviated as BofA, is a leading financial institution headquartered in Charlotte, North Carolina. As one of the largest banks in the United States, it boasts a rich history dating back to 1904 when it was founded as the Bank of Italy by Amadeo Pietro Giannini. Today, Bank of America serves a diverse customer base, offering a wide array of banking and financial services, including retail and commercial banking, investment banking, and wealth management, making it a prominent player in the global banking industry.Bank of America, a prominent banking institution in the United States, plays a crucial role in the financial activities of numerous
What is Bank of America’s routing number for wire transfers?
For Bank of America, the routing number for domestic wire transfers is 026009593. This number is consistent across all 50 states and Washington, D.C.
What is Bank of America’s routing number?
Bank of America’s Routing Number routing number is 026009593
Why a bank might have multiple routing numbers
In the context of incoming wire transfers, a bank’s routing number remains consistent, regardless of whether the transaction is domestic or international. This routing number serves as a unique identifier for the bank, allowing the sending institution to route the funds to the correct destination. Think of it as the bank’s “address” within the broader financial network.
However, it’s important to note that banks may have multiple routing numbers for various purposes. While the primary routing number remains the same for incoming wire transfers, financial institutions may use different routing numbers for other transactions, such as ACH transfers or direct deposits. These different routing numbers help banks categorize and process various types of transactions efficiently.
Additionally, when you examine a physical check issued by a bank, you may notice that it includes a routing number that differs from the primary routing number used for wire transfers. This is because checks often have region-specific or branch-specific routing numbers. These state or branch-specific routing numbers help in routing checks to the correct local branch for processing. This practice allows banks to streamline their check-clearing processes and ensure that funds reach the correct accounts promptly.
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Bank of America routing numbers: United States
For electronic banking transactions in the U.S., a routing number is necessary. Bank of America has distinct routing numbers for different states, reflecting the bank’s extensive network and its commitment to regional banking needs. These routing numbers are essential for accurately directing electronic payments and ensuring efficient processing of transactions. By catering to the unique banking requirements of each state, Bank of America enhances customer convenience and transaction security. Continue reading to learn more about the specific routing numbers for each state and how they facilitate your banking activities.
International wire transfers
For international wire transfers, you’ll need to use a SWIFT code. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. Bank of America’s SWIFT Codes are BOFAUS3N for U.S. dollars and BOFAUS6S for foreign currency.
What is Bank of America’s SWIFT code?
Bank of America’s SWIFT Codes are BOFAUS3N for U.S. dollars and BOFAUS6S for foreign currency.
What is a routing number?
A bank routing number is a nine-digit code that plays a crucial role in identifying a financial institution in a transaction. It’s a unique identifier that ensures transactions are directed to the correct bank. The first four digits of this number represent the Federal Reserve routing symbol, which indicates the Federal Reserve district where the bank is located. The next four digits are the ABA institution identifier, a unique number assigned to each bank by the American Bankers Association. This part of the routing number is essential for distinguishing between different financial institutions. The last digit is known as the check digit, which is used to verify the accuracy of the entire routing number. This check digit is a critical component of the routing number, as it helps prevent errors in electronic transactions and ensures the smooth processing of payments.
Jude Caratao from debt-mate.co.za elaborates on the practical aspects of routing numbers, stating, “Routing numbers allow banks to identify where transfers or payments should be directed. Customers can find the 9-digit code printed on personal checks or copies of direct deposits. Calling your financial institution or checking online account profiles also provides easy access.” This insight underscores the importance of routing numbers in everyday banking and offers practical advice on how to locate them.
The importance of routing numbers is twofold
| Identification of Financial Institutions | Routing numbers act as unique identifiers for financial institutions. This role became increasingly important with the rise of paper check processing. The use of routing numbers made it simpler to identify which banks were issuing payments on checks, streamlining the transaction process. |
| Facilitating Payment and Clearing Processes | The routing number system played a crucial role in ensuring accurate and efficient financial transactions. It enabled banks to correctly pay patrons on behalf of check-writers. If a check was unfulfillable, the routing number guided the involved parties to the appropriate bank for payment resolution. This improved the efficiency and accuracy of financial transactions, especially when paper checks were the primary non-cash payment method. |
Routing numbers and what they mean
Bank routing numbers consist of a nine-digit sequence and are commonly located at the base of personal checks. Each digit within this code carries a specific significance in identifying financial institutions and their locations. This numerical string facilitates the accurate processing and clearance of financial transactions.
| First two digits | Identify the bank or credit union responsible for clearing financial transactions |
| Next two digits | Represent the bank’s processing center and its location |
| Next four digits | Serve to identify your bank |
| Last digit | Acts as the check digit, verifying the routing number’s validity |
Bank of America routing number
Bank of America’s routing numbers differ based on the type of transaction and the state where the account was opened. Whether you’re setting up a wire transfer, managing bill payments, or conducting other types of banking transactions, it’s crucial to use the correct Bank of America routing number for your specific needs.
Bank of America routing numbers by state
Bank of America assigns different routing numbers for each state. This system is used for various banking transactions, including setting up direct deposits and processing checks. The routing numbers vary depending on the state where the account was opened. Here are some examples of Bank of America routing numbers by state:
| State | Bank of America Routing Number | State | Bank of America Routing Number |
| Alabama | 051000017 | Alaska | 051000017 |
| Arizona | 122101706 | Arkansas | 082000073 |
| California | 121000358 | Colorado | 123103716 |
| Connecticut | 011900254 | Delaware | 031202084 |
| Florida | 063100277 | ||
| Georgia | 061000052 | Hawaii | 051000017 |
| Idaho | 123103716 | Illinois | 071000505 |
| Indiana | 071214579 | Iowa | 073000176 |
| Kansas | 101100045 | Kentucky | 051000017 |
| Louisiana | 051000017 | Maine | 011200365 |
| Maryland | 052001633 | Massachusetts | 011000138 |
| Michigan | 072000805 | Minnesota | 051000017 |
| Mississippi | 051000017 | Missouri | 081000032 |
| Montana | 051000017 | Nebraska | 051000017 |
| Nevada | 122400724 | New Hampshire | 011400495 |
| New Jersey | 021200339 | New Mexico | 107000327 |
| New York | 021000322 | North Carolina | 053000196 |
| North Dakota | 051000017 | Ohio | 051000017 |
| Oklahoma | 103000017 | Oregon | 323070380 |
| Pennsylvania | 031202084 | Rhode Island | 011500010 |
| South Carolina | 053904483 | South Dakota | 051000017 |
| Tennessee | 064000020 | Texas | 111000025 |
| Utah | 051000017 | Vermont | 051000017 |
| Virginia | 051000017 | Washington | 125000024 |
| West Virginia | 051000017 | Wisconsin | 051000017 |
| Wyoming | 051000017 |
How to find your Bank of America routing number
Finding your Bank of America routing number is straightforward and can be done through several methods:
- Check Your Checkbook: The easiest way to find your Bank of America routing number is by looking at your checks. It’s the nine-digit number on the bottom left corner.
- Online Banking or Mobile App: Log in to your Bank of America online banking account or mobile app. Your routing number is typically displayed on your account summary page.
- Bank of America Website: Use the Bank of America website’s routing number lookup tool. This is particularly helpful if you remember the state where you opened your account.
- Monthly Bank Statements: Your Bank of America routing number is often listed on the first page of your monthly bank statements.
- Contact Customer Service: If you’re unable to find your routing number through the above methods, contacting Bank of America’s customer service can help. Be prepared to verify your identity for security purposes.
Remember, using the correct routing number is essential for successfully conducting various banking transactions, such as setting up direct deposits, making automatic payments, and executing wire transfers.
Can banks have multiple routing numbers?
Bank of America, similar to other large national banks, requires multiple routing numbers to efficiently manage its extensive operations across various states. This practice is common among major financial institutions with a significant presence in multiple regions. According to the guidelines set by the American Bankers Association (ABA), a bank can be assigned multiple routing numbers. This allocation typically includes a primary number for the bank’s main office and additional numbers for its various branches or specific banking services.
For a bank as large and widespread as Bank of America, having more than the standard allocation of routing numbers is often necessary. This need may arise due to various organizational developments such as mergers, acquisitions, or the opening of new branches in different states. Any request for additional routing numbers beyond the initial allocation is reviewed and approved by the Routing Number Administrative Board. The use of multiple routing numbers by Bank of America ensures that transactions are processed smoothly and accurately, reflecting the bank’s commitment to providing efficient service to its customers across the country.
FAQ
What is Bank of America Advantage Savings?
Bank of America Advantage Savings is a savings account offered by Bank of America that provides customers with an opportunity to earn interest on their deposited funds. This account comes with several features, such as online banking access, mobile banking, and automatic transfers from a linked checking account. It’s designed for customers looking for a secure and convenient way to save money, with the added benefit of earning interest over time. The account may have monthly maintenance fees, although these can often be waived by meeting certain balance or account activity requirements.
What is Bank of America’s address for direct deposit?
The address for direct deposit at Bank of America typically refers to the bank’s routing number and your specific account number, rather than a physical address. For direct deposit purposes, you will need to provide your employer or the entity making the deposit with Bank of America’s routing number, which varies by state, and your personal account number. It’s important to use the correct routing number to ensure that your direct deposit is processed correctly. For any specific address or additional details, it’s recommended to contact Bank of America directly or check your online banking portal.
What is Bank of America Private Bank?
Bank of America Private Bank is a division of Bank of America that offers personalized wealth management and financial services to high-net-worth individuals, families, and organizations. This service provides a range of financial solutions, including investment management, trust and estate planning, and private banking services. Clients of Bank of America Private Bank have access to a dedicated team of financial advisors and specialists who work to create customized strategies to meet their unique financial goals and needs. The focus is on providing comprehensive financial guidance and exclusive services tailored to the complex financial situations of affluent clients.
What is Bank of America’s headquarters address?
The headquarters of Bank of America is located at Bank of America Corporate Center, 100 North Tryon Street, Charlotte, North Carolina, 28255, USA. This location serves as the central hub for the bank’s operations and is a key site for its corporate and administrative functions. The towering skyscraper not only symbolizes Bank of America’s prominence in the financial industry but also serves as a critical decision-making center for the bank’s global operations and strategies. The headquarters reflects the bank’s status as one of the largest financial institutions in the United States and its significant role in the global banking sector.
Key takeaways
- Routing Number Variability: Bank of America uses different routing numbers for wire transfers and electronic/paper transactions, which vary by state, ensuring accurate and efficient processing of banking activities.
- SWIFT Codes for International Transfers: For international wire transfers, Bank of America utilizes SWIFT Codes (BOFAUS3N for U.S. dollars and BOFAUS6S for foreign currency), facilitating global financial transactions.
- Routing Number Significance: A nine-digit code, the routing number is crucial for identifying financial institutions in transactions, with each part of the number indicating specific details about the bank.
- Multiple Routing Numbers for Large Banks: Bank of America, like other major national banks, has multiple routing numbers to cater to its extensive network across various states, reflecting its commitment to regional banking needs.