What Is Chase Bank’s Routing Number? (2026)
Summary:
Discover how to find your Chase Bank routing number and understand its importance in various electronic banking transactions. Learn about the different routing numbers Chase uses by state and get answers to frequently asked questions about Chase’s routing numbers.
Chase Bank, officially known as JPMorgan Chase & Co., stands as one of the largest and most prominent financial institutions in the United States. With a rich history dating back over two centuries, it has played a pivotal role in shaping the nation’s banking landscape. Established in 1799, Chase Bank has evolved through mergers and acquisitions, ultimately becoming a powerhouse in retail and investment banking, offering a wide range of financial services to millions of customers worldwide.
Looking for a banking experience that goes further? Check out our fee-free checking account that rewards you every time you use your debit card.
What is the Chase Bank routing number for wire transfers?
The routing number for Chase Bank used in wire transfers is 021000021. Note that this may vary based on the state where your account was opened. For inbound wire transfers, you need to provide this routing number along with your personal account number.
What is the Chase Bank routing number?
The chase routing number is 021000021.
Why a bank might have multiple routing numbers
In the context of incoming wire transfers, a bank’s routing number remains consistent, regardless of whether the transaction is domestic or international. This routing number serves as a unique identifier for the bank, allowing the sending institution to route the funds to the correct destination. Think of it as the bank’s “address” within the broader financial network.
However, it’s important to note that banks may have multiple routing numbers for various purposes. While the primary routing number remains the same for incoming wire transfers, financial institutions may use different routing numbers for other transactions, such as ACH transfers or direct deposits. These different routing numbers help banks categorize and process various types of transactions efficiently.
Additionally, when you examine a physical check issued by a bank, you may notice that it includes a routing number that differs from the primary routing number used for wire transfers. This is because checks often have region-specific or branch-specific routing numbers. These state or branch-specific routing numbers help in routing checks to the correct local branch for processing. This practice allows banks to streamline their check-clearing processes and ensure that funds reach the correct accounts promptly.
Chase routing numbers: United States
For electronic banking transactions in the U.S., a routing number is required. Chase has different routing numbers for different states. Keep reading to learn more.
International wire transfers
For international wire transfers, you’ll need to use a SWIFT code instead of a routing number. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. Chase’s SWIFT Code is CHASUS33.
What is the Chase Bank SWIFT code?
The Chase Bank SWIFT Code is CHASUS33.
What is a routing number?
The concept of routing numbers in the United States dates back to 1910, introduced by the American Bankers Association (ABA). This initiative aimed to address the confusion prevalent in the processing of checks at that time. The ABA organized a meeting of clearing house managers in Chicago in December 1910, which led to the formation of a committee tasked with assigning unique numbers to each bank in the country. These routing numbers provided a precise identification for banks, akin to a street address or an IP address.
The importance of routing numbers is twofold
| Identification of Financial Institutions | Routing numbers act as unique identifiers for financial institutions. This role became increasingly important with the rise of paper check processing. The use of routing numbers made it simpler to identify which banks were issuing payments on checks, streamlining the transaction process. |
| Facilitating Payment and Clearing Processes | The routing number system played a crucial role in ensuring accurate and efficient financial transactions. It enabled banks to correctly pay patrons on behalf of check-writers. If a check was unfulfillable, the routing number guided the involved parties to the appropriate bank for payment resolution. This improved the efficiency and accuracy of financial transactions, especially when paper checks were the primary non-cash payment method. |
Routing numbers and what they mean
Bank routing numbers consist of a nine-digit sequence and are commonly located at the base of personal checks. Each digit within this code carries a specific significance in identifying financial institutions and their locations. This numerical string facilitates the accurate processing and clearance of financial transactions.
| First two digits | Identify the bank or credit union responsible for clearing financial transactions |
| Next two digits | Represent the bank’s processing center and its location |
| Next four digits | Serve to identify your bank |
| Last digit | Acts as the check digit, verifying the routing number’s validity |
Pro Tip
“Your bank’s routing number is like an address that tells other banks where to send money. You can usually find it on your checks, on your bank’s website, or by logging into your online banking account. Yes, some banks use different routing numbers for different types of transactions. For example, the routing number for a wire transfer might be different from the one you use for direct deposit. Always double-check to make sure you’re using the right one for your specific transaction type.” – Jeff Rose, CFP and founder of GoodFinancialCents.com
Chase routing number
Not all Chase routing numbers are identical — the specific number used can vary based on the type of transaction being conducted. Whether you’re setting up a wire transfer, managing bill payments, or engaging in other types of banking transactions, it’s crucial to use the correct Chase routing number tailored to your specific needs.
Chase routing numbers by state
Chase, like many banks, assigns different routing numbers for each state, and in some cases, different numbers within a state. Below is a list of Chase’s routing numbers by state:
| STATE | CHASE ROUTING NUMBER | STATE | CHASE ROUTING NUMBER |
| Arizona | 122100024 | Arkansas | 044000037 |
| California | 322271627 | Colorado | 102001017 |
| Connecticut | 021100361 | Delaware | 083000137 |
| Florida | 267084131 | Georgia | 061092387 |
| Idaho | 123271978 | Illinois | 071000013 |
| Indiana | 074000010 | Kansas | 103000648 |
| Kentucky | 083000137 | Louisiana | 065400137 |
| Maine | 044000037 | Maryland | 044000037 |
| Massachusetts | 021000021 | Michigan | 072000326 |
| Minnesota | 075000019 | Mississippi | 044000037 |
| Missouri | 103000648 | Montana | 044000037 |
| Nebraska | 104000018 | Nevada | 322271627 |
| New Hampshire | 083000137 | New Jersey | 021202337 |
| New Mexico | 044000037 | New York – Downstate | 021000021 |
| New York – Upstate | 022300173 | North Carolina | 044000037 |
| North Dakota | 044000037 | Ohio | 044000037 |
| Oklahoma | 103000648 | Oregon | 325070760 |
| Pennsylvania | 083000137 | Rhode Island | 083000137 |
| South Carolina | 044000037 | South Dakota | 044000037 |
| Tennessee | 065400137 | Texas | 111000614 |
| Utah | 124001545 | Vermont | 083000137 |
| Virginia | 044000037 | Washington | 325070760 |
| West Virginia | 051900366 | Wisconsin | 075000019 |
| Wyoming | 044000037 |
How to find your Chase Bank routing number
To find your Chase Bank routing number, you can start by checking your checkbook, as the routing number is typically the nine-digit code located on the bottom left corner of your checks.

If you prefer digital methods, logging into your Chase online banking account or the Chase mobile app will also provide you with the routing number, usually displayed on your account summary page.
Alternatively, the Chase website may offer a routing number lookup tool, especially useful if you remember the state where you opened your account. Your monthly bank statements are another source, as they often list the routing number on the first page. If these options don’t suffice, contacting Chase customer service is a reliable way to obtain your routing number, though you may need to verify your identity. Remember, the correct routing number is crucial for various banking transactions, including direct deposits, automatic payments, and wire transfers.
FAQ
What is Chase Bank’s headquarters address?
Chase Bank’s headquarters is located at 383 Madison Avenue, New York, NY 10179, United States. This location serves as the central hub for its vast banking operations. The building is situated in the heart of Manhattan, symbolizing Chase’s prominence in the American banking sector.
What is Chase Bank known for?
Chase Bank is renowned for being one of the largest and most prominent financial institutions in the United States. It offers a wide range of services, including personal banking, credit cards, mortgages, investment advice, and business banking. Chase is also known for its extensive branch and ATM network, innovative banking technology, and strong customer service.
What is Chase Bank rewards?
Chase Bank rewards refer to the various loyalty programs and incentives offered to customers, particularly through their credit card services. These rewards include cash back, points for travel and dining, and other exclusive benefits. Chase’s rewards programs are highly regarded for their value and flexibility, making them a significant draw for customers seeking to maximize the benefits of their banking and credit card usage.
What is Chase Bank’s official name?
The official name of Chase Bank is JPMorgan Chase Bank, N.A., where “N.A.” stands for National Association. This name reflects its status as a national banking association and its affiliation with JPMorgan Chase & Co., one of the world’s leading financial services firms. The bank operates under this official name, although it’s commonly referred to as Chase Bank in its consumer banking operations.
Key Takeaways
- Chase Bank’s routing number for wire transfers is 021000021, but it varies by state for other transactions.
- For international wire transfers, Chase’s SWIFT Code, CHASUS33, is used instead of a routing number.
- Routing numbers are essential for identifying financial institutions and ensuring accurate processing of transactions.
- Chase provides different routing numbers for each state, and sometimes multiple numbers within a state, to facilitate banking transactions.
- The concept of routing numbers was introduced in 1910 by the American Bankers Association to streamline the processing of checks.
- Each digit in a nine-digit routing number has a specific significance, aiding in the identification of financial institutions and transaction locations.
Share this post:
Table of Contents