What Is Woodforest National Bank’s Routing Number? (2024)
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Summary:
Learn about Woodforest National Bank’s routing number, its significance in banking transactions, and how it varies by state. Discover how to find your Woodforest routing number for different types of transactions and explore the unique aspects of Woodforest’s routing system.
Woodforest National Bank is a prominent banking institution in the United States. For customers and the public, understanding the details of Woodforest’s routing numbers is crucial for smooth financial transactions. These numbers are key to efficient and accurate banking processes, emphasizing the need for financial literacy in the modern banking environment.
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What is Woodforest National Bank’s routing number?
Woodforest National Bank’s primary routing number is 314972853. This number is used for various banking transactions across multiple states. However, it’s important to note that in some states and specific counties, different routing numbers are used.
What is Woodforest National Bank routing number?
The Woodforest National Bank Routing Number is 314972853
Why a bank might have multiple routing numbers
In the context of incoming wire transfers, a bank’s routing number remains consistent, regardless of whether the transaction is domestic or international. This routing number serves as a unique identifier for the bank, allowing the sending institution to route the funds to the correct destination. Think of it as the bank’s “address” within the broader financial network.
However, it’s important to note that banks may have multiple routing numbers for various purposes. While the primary routing number remains the same for incoming wire transfers, financial institutions may use different routing numbers for other transactions, such as ACH transfers or direct deposits. These different routing numbers help banks categorize and process various types of transactions efficiently.
Additionally, when you examine a physical check issued by a bank, you may notice that it includes a routing number that differs from the primary routing number used for wire transfers. This is because checks often have region-specific or branch-specific routing numbers. These state or branch-specific routing numbers help in routing checks to the correct local branch for processing. This practice allows banks to streamline their check-clearing processes and ensure that funds reach the correct accounts promptly.
Woodforest routing numbers: United States
For electronic banking transactions within the U.S., a routing number is indispensable. Woodforest National Bank maintains a variety of routing numbers that cater to the distinct banking needs of different states and counties. These routing numbers play a crucial role in accurately directing electronic payments and ensuring the smooth processing of transactions. By addressing the specific banking requirements of each location, Woodforest demonstrates its commitment to customer convenience and transaction security.
International wire transfers
For international wire transfers, you’ll need to use a SWIFT code instead of a routing number. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. Woodforest National Bank’s SWIFT Code is WONAUS44.
What is Woodforest National Bank’s SWIFT code?
The SWIFT Code for Woodforest National Bank is WONAUS44.
What is a routing number?
The concept of routing numbers in the United States dates back to 1910, introduced by the American Bankers Association (ABA). This initiative aimed to address the confusion prevalent in the processing of checks at that time. The ABA organized a meeting of clearing house managers in Chicago in December 1910, which led to the formation of a committee tasked with assigning unique numbers to each bank in the country. These routing numbers provided a precise identification for banks, akin to a street address or an IP address.
The importance of routing numbers is twofold
| Identification of Financial Institutions | Routing numbers act as unique identifiers for financial institutions. This role became increasingly important with the rise of paper check processing. The use of routing numbers made it simpler to identify which banks were issuing payments on checks, streamlining the transaction process. |
| Facilitating Payment and Clearing Processes | The routing number system played a crucial role in ensuring accurate and efficient financial transactions. It enabled banks to correctly pay patrons on behalf of check-writers. If a check was unfulfillable, the routing number guided the involved parties to the appropriate bank for payment resolution. This improved the efficiency and accuracy of financial transactions, especially when paper checks were the primary non-cash payment method. |
Routing numbers and what they mean
Bank routing numbers consist of a nine-digit sequence and are commonly located at the base of personal checks. Each digit within this code carries a specific significance in identifying financial institutions and their locations. This numerical string facilitates the accurate processing and clearance of financial transactions.
| First two digits | Identify the bank or credit union responsible for clearing financial transactions |
| Next two digits | Represent the bank’s processing center and its location |
| Next four digits | Serve to identify your bank |
| Last digit | Acts as the check digit, verifying the routing number’s validity |
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Woodforest routing number
Woodforest National Bank primarily uses the routing number 314972853 for its transactions across the United States. However, in certain states and specific counties, different routing numbers are necessary to accommodate local banking requirements.
Woodforest routing numbers by state
Below is a list of Woodforest National Bank’s routing numbers by state and specific counties:
| State | Woodforest Routing Number |
|---|---|
| Alabama | 314972853 |
| Florida | 314972853 |
| Georgia | 314972853 |
| Illinois (Adams, Alexander, Bond, Brown, Calhoun, Clay, Clinton, Crawford, Edwards, Effingham, Fayette, Franklin, Gallatin, Greene, Hamilton, Hardin, Jackson, Jasper, Jefferson, Jersey, Johnson, Lawrence, Macoupin, Madison, Marion, Massac, Monroe, Montgomery, Morgan, Perry, Pike, Pope, Pulaski, Randolph, Richland, Saline, Scott, St. Clair, Union, Wabash, Washington, Wayne, White and Williamson) | 081226829 |
| Illinois (all other counties) | 071926809 |
| Indiana (Clark, Crawford, Daviess, Dubois, Floyd, Gibson, Greene, Harrison, Jackson, Jefferson, Knox, Lawrence, Martin, Orange, Perry, Pike, Posey, Scott, Spencer, Sullivan, Switzerland, Vanderburgh, Warrick and Washington) | 081226829 |
| Indiana (all other counties) | 071926809 |
| Kentucky | 314972853 |
| Louisiana | 314972853 |
| Maryland | 053112592 |
| Mississippi | 314972853 |
| New York | 314972853 |
| North Carolina | 053112592 |
| Ohio | 044115809 |
| Pennsylvania (Allegheny, Armstrong, Beaver, Butler, Clarion, Crawford, Erie, Fayette, Forest, Greene, Indiana, Jefferson, Lawrence, Mercer, Somerset, Venango, Warren, Washington and Westmoreland) | 044115809 |
| Pennsylvania (all other counties) | 031319058 |
| South Carolina | 314972853 |
| Texas (Refugio County) | 314972853 |
| Texas (all other counties) | 113008465 |
| Virginia | 053112592 |
| West Virginia (Brooke, Hancock, Marshall, Ohio, Tyler and Wetzel) | 044115809 |
| West Virginia (all other counties) | 053112592 |
It’s crucial for customers to verify their specific routing number, especially if their account is in a state or county with a unique routing number, to ensure accurate and efficient processing of their banking transactions.
How to find your Woodforest National Bank routing number
To find your Woodforest National Bank routing number, you can start by checking your checkbook, as the routing number is typically the nine-digit code located on the bottom left corner of your checks. If you prefer digital methods, logging into your Woodforest online banking account or the Woodforest mobile app will also provide you with the routing number, usually displayed on your account summary page.
Alternatively, the Woodforest National Bank website may offer a routing number lookup tool, which is especially useful if you remember the state where you opened your account. Your monthly bank statements are another source, as they often list the routing number on the first page. If these options don’t suffice, contacting Woodforest customer service is a reliable way to obtain your routing number, though you may need to verify your identity. Remember, the correct routing number is crucial for various banking transactions, including direct deposits, automatic payments, and wire transfers.
Pro Tip
Financial dealings have changed a lot recently because of new tech. Now, most banking is done online, which is faster and easier. To stay safe from fraud, check your account often, set up alerts, and use strong passwords. This is really important for customers at big banks like Woodforest National Bank. – Daniel Ray, Founder of Insurance For Burial
FAQ
What kind of bank is Woodforest?
Woodforest National Bank is a privately held bank headquartered in The Woodlands, Texas. It is known for being a full-service bank offering a variety of banking services including personal banking, business banking, and wealth management. Woodforest is notable for its extensive branch network, particularly within Walmart stores, making it accessible to a wide range of customers.
What is Woodforest Bank’s head office address?
The head office of Woodforest National Bank is located at 1330 Lake Robbins Drive, The Woodlands, Texas, 77380, USA. This location serves as the central hub for the bank’s operations, overseeing its vast network of branches and services across various states.
What states is Woodforest Bank in?
Woodforest National Bank operates in several states across the United States. It has a strong presence in Texas, its home state, but also has branches in other states including Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Maryland, Mississippi, North Carolina, New York, Ohio, Pennsylvania, South Carolina, Virginia, and West Virginia. This wide geographic spread allows Woodforest to serve a diverse customer base.
What is Woodforest Bank known for?
Woodforest National Bank is known for its consumer-friendly banking services and extensive branch network, including many locations inside Walmart stores, which offer extended hours for customer convenience. The bank is also recognized for its commitment to community involvement and customer service. Additionally, Woodforest has gained a reputation for its innovative banking solutions and services tailored to both individual and business clients.
Key takeaways
- Primary Routing Number: Woodforest National Bank’s primary routing number is 314972853, which is used for various banking transactions across multiple states. However, different routing numbers are used in some states and specific counties.
- Multiple Routing Numbers: Banks may have multiple routing numbers for various purposes, including ACH transfers, direct deposits, and checks with region-specific or branch-specific routing numbers.
- International Wire Transfers: For international wire transfers, Woodforest National Bank uses a SWIFT code (Society for Worldwide Interbank Financial Telecommunication) instead of a routing number. Woodforest’s SWIFT code is WONAUS44.
- Importance of Routing Numbers: Routing numbers serve as unique identifiers for financial institutions and are crucial for accurate and efficient financial transactions, such as direct deposits, automatic payments, and wire transfers.
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