Is Members 1st Credit Union New and Used Autos the right fit for you?
Auto Loans
1 more
Last Updated: 04/18/2025
Members 1st Credit Union New and Used Autos
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCommunity Recommended Products
View AllSponsored
Strongly recommended8 Reviews
Learn MoreSponsored
Strongly recommended10 Reviews
Learn MoreSponsored
Mostly recommended7 Reviews
Learn MoreGet Competing Auto Loan Offers
Compare auto loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
Quick, easy, and won’t hurt your credit.
Highlights
Amount Range
N/A
APR (Fixed APR)
Starting at 3.39%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 850
Loan Term (Months)
Up to 84
Members 1st Credit Union New and Used Autos Review
Members 1st Credit Union New and Used Autos is offered by Members 1st Credit Union, a credit union founded in 1936 and based in Redding, CA. Members1st auto loan are available in 1 state.
Members1st auto loan FAQ
What APR does Members1st auto loan offer on its car loans?
Members1st auto loan offers a fixed apr car loan product that ranges from 3.39% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Members1st auto loan?
Members1st auto loan has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does Members1st auto loan charge an origination fee?
Yes, Members1st auto loan may charge a loan origination fee .
Does Members1st auto loan charge a late fee?
Yes, Members1st auto loan charges borrowers with a late payment penalty fee
Does Members1st auto loan charge prepayment fees?
No, Members1st auto loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Members1st auto loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Members1st auto loan loan?
Yes, you can. Members1st auto loan does not charge a prepayment fee, so you can save money by paying your car loan early.
What do you need to qualify for Members 1st Credit Union New and Used Autos?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Members 1st Credit Union New and Used Autos. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Members 1st Credit Union New and Used Autos does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members 1st Credit Union New and Used Autos.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Bank account information
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Members 1st Credit Union New and Used Autos report your account activity to credit bureaus?
Yes, Members 1st Credit Union New and Used Autos reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Members 1st Credit Union perform a hard credit pull?
Yes, Members1st auto loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Members 1st Credit Union a legit company?
Members 1st Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Members1st auto loan
Hours of Operation
SundayClosedMonday9:00AM - 5:30PMTuesday9:00AM - 5:30PMWednesday9:00AM - 5:30PMThursday9:00AM - 5:30PMFriday9:00AM - 5:30PMSaturday9:00AM - 5:30PM
Other Services by Members 1st Credit Union
Business Checking Accounts
Be the first to rate
CD Accounts
Be the first to rate
Checking Accounts
Be the first to rate
Money Market Accounts
Be the first to rate
Personal Loans
Rating not yet determined (1 Review)
Other Auto Loans from Members 1st Credit Union
Rating not yet determined
Amount Range
Up to $20K
APR
Starting at 10.24%
Disclaimer popup with additional information
Credit Score Range
N/A
Loan Term (Months)
Up to 72
Rating not yet determined
Amount Range
N/A
APR
Starting at 5.99%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Loan Term (Months)
12 - 180
Community Recommended Products
View AllSponsored
Strongly recommended8 Reviews
Learn MoreSponsored
Strongly recommended10 Reviews
Learn MoreSponsored
Mostly recommended7 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Members 1st Credit Union New and Used Autos Community Reviews
Would you recommend Members 1st Credit Union New and Used Autos to your friends?
There are currently no reviews.