Skip to content
SuperMoney logo
SuperMoney logo
Auto Loans
Advertiser Disclosure

Last Updated: 04/18/2025

Members 1st Credit Union New and Used Autos

in Auto Loans from Members 1st Credit Union

Last Updated: 04/18/2025

Members 1st Credit Union New and Used Autos logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate
Cast Your Vote icon

Cast Your Vote

Get Competing Auto Loan Offers

Compare auto loan offers from multiple vetted lenders.

Compare auto loan offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights icon

Highlights

Amount Range

N/A

APR (Fixed APR)

Starting at 3.39%(Verified 06/21/2024)
Disclaimer popup with additional information

Credit Score Range

600 - 850

Loan Term (Months)

Up to 84
Speech bubbles icon

Members 1st Credit Union New and Used Autos Review

Members 1st Credit Union New and Used Autos is offered by Members 1st Credit Union, a credit union founded in 1936 and based in Redding, CA. Members1st auto loan are available in 1 state.

Members1st auto loan FAQ

What APR does Members1st auto loan offer on its car loans?

Members1st auto loan offers a fixed apr car loan product that ranges from 3.39% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Members1st auto loan?

Members1st auto loan has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Members1st auto loan charge an origination fee?

Yes, Members1st auto loan may charge a loan origination fee .

Does Members1st auto loan charge a late fee?

Yes, Members1st auto loan charges borrowers with a late payment penatly fee

Does Members1st auto loan charge prepayment fees?

No, Members1st auto loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Members1st auto loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Members1st auto loan loan?

Yes, you can. Members1st auto loan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Members 1st Credit Union New and Used Autos?

Applicants with a credit score of at least 600 and up to 850 may be eligible for Members 1st Credit Union New and Used Autos. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Members 1st Credit Union New and Used Autos does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members 1st Credit Union New and Used Autos.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Bank account information
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Members 1st Credit Union New and Used Autos report your account activity to credit bureaus?

Yes, Members 1st Credit Union New and Used Autos reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Members 1st Credit Union perform a hard credit pull?

Yes, Members1st auto loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Members 1st Credit Union a legit company?

Members 1st Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Members 1st Credit Union New and Used Autos logo

Message from Members1st auto loan

Shop for your next vehicle with Members 1st. Get pre-approved online and finance your new ride at the dealership, from our branch, or in your living room.

Contact

Headquarters

P.O. Box 492395
Redding, CA 96049
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
9:00AM - 5:30PM

Other Services by Members 1st Credit Union