SuperMoney
  Members 1st Credit Union Recreation Loan

Members 1st Credit Union Recreation Loan

in Auto Loans from Members 1st Credit Union

Unaffiliated

Members 1st Credit Union Recreation Loan

Unaffiliated

in Auto Loans from Members 1st Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Members 1st Credit Union Recreation Loan to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Credit Score Range 600 - 850
Loan Amount N/A
APR  (Fixed APR) Starting at 5.99%
Loan Term (Months) 12 - 180 months

Members 1st Credit Union Recreation Loan Review

Members 1st Credit Union Recreation Loan is offered by Members 1st Credit Union, a credit union founded in 1936 and based in Redding, CA. Members 1st Credit Union Recreation Loan is available in 1 state across the USA.

Members1st auto loan FAQ

What APR does Members1st auto loan offer on its car loans?

Members1st auto loan offers a fixed APR car loan product that ranges from 5.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Members1st auto loan?

Members1st auto loan has car loans with terms ranging from 12 to 180 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Members1st auto loan charge an origination fee?

Yes, Members1st auto loan may charge a loan origination fee.

Does Members1st auto loan charge a late fee?

Yes, Members1st auto loan charges borrowers with a late payment penatly fee

Does Members1st auto loan charge prepayment fees?

No, Members1st auto loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Members1st auto loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Members1st auto loan loan?

Yes, you can. Members1st auto loan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Members 1st Credit Union Recreation Loan?

Applicants with a credit score of at least 600 and up to 850 may be eligible for Members 1st Credit Union Recreation Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Members 1st Credit Union Recreation Loan does not have or does not disclose a minimum annual income eligibility requirement. Members 1st Credit Union Recreation Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members 1st Credit Union Recreation Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Members 1st Credit Union Recreation Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Recent bank statements
  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does Members 1st Credit Union Recreation Loan report your account activity to credit bureaus?

Yes, Members 1st Credit Union Recreation Loan reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Application Fee $0
No Prepayment Fee
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Vehicle Type
  • Motorcycles
  • Boats
  • RVs
  • ATVs
Verification Documents Required
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
  • Driver License (or other photo ID)
Credit Score Range 600 - 850
Approval Speed 48 hours
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options Automatic Payments
APR (Fixed APR) Starting at 5.99%
Loan Term 12 - 180 months

Be the first to rate

 

Would you recommend Members 1st Credit Union Recreation Loan to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Auto Loans

Members 1st Credit Union Auto Loans

Loading...