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Last Updated: 04/18/2025

Members First Credit Union Auto Loan

in Auto Loans from Members First Credit Union

Last Updated: 04/18/2025

Members First Credit Union Auto Loan logo
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Amount Range

N/A

APR (Fixed APR)

2.49% - 6.94%(Verified 06/21/2024)
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Credit Score Range

600 - 850

Loan Term (Months)

36 - 108
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Members First Credit Union Auto Loan Review

Members First Credit Union Auto Loan is offered by Members First Credit Union, a credit union founded in 1936 and based in Midland, MI. Members First Credit Union Car loan are available in 1 state.

Members First Credit Union Car loan FAQ

What APR does Members First Credit Union Car loan offer on its car loans?

Members First Credit Union Car loan offers a fixed apr car loan product that ranges from 2.49% APR up to 6.94% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Members First Credit Union Car loan?

Members First Credit Union Car loan has car loans with terms ranging from 36 to 108 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Members First Credit Union Car loan charge an origination fee?

Yes, Members First Credit Union Car loan may charge a loan origination fee .

Does Members First Credit Union Car loan charge a late fee?

Yes, Members First Credit Union Car loan charges borrowers with a late payment penatly fee

Does Members First Credit Union Car loan charge prepayment fees?

Yes, Members First Credit Union Car loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Members First Credit Union Car loan loan?

Yes, you can. However, Members First Credit Union Car loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Members First Credit Union Auto Loan?

Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First Credit Union Auto Loan.
Members First Credit Union Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members First Credit Union Auto Loan.

Does Members First Credit Union Auto Loan report your account activity to credit bureaus?

Yes, Members First Credit Union Auto Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Members First Credit Union perform a hard credit pull?

Yes, Members First Credit Union Car loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Members First Credit Union a legit company?

Members First Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Members First Credit Union Auto Loan logo

Message from Members First Credit Union Car loan

It's not just an auto loan. It's more of a road trip maker, portable restaurant, and how you get to work type of thing. We offer a variety of vehicle loan options with great rates and an easy online application if you don’t want to stop by a branch. Let us provide the guidance and protection options for your next vehicle search. There is no application fee, and we can help you finance the whole purchase including taxes, title, and other fees. Plus, get up to an additional 0.5% off your loan rate based on your relationship with the credit union and set up easy automatic payments.

Contact

Headquarters

P.O. Box 2165
Midland, MI 48641
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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