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  Members First Credit Union Recreational Vehicle Loan
Members First Credit Union Recreational Vehicle Loan Unaffiliated

Members First Credit Union Recreational Vehicle Loan

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Highlights
Loan Amount N/A
APR  (Fixed APR) Starting at 2.74%
(Verified 08/04/2023)
Loan Term (Months) Up to 36 months
Credit Score Range 600 - 850

Members First Credit Union Recreational Vehicle Loan Review

Members First Credit Union Recreational Vehicle Loan is offered by Members First Credit Union, a credit union founded in 1936 and based in Midland, MI. Members First Credit Union Recreational Vehicle Loan are available in 1 state across the USA.

Members First Credit Union Recreational Vehicle Loan FAQ

What APR does Members First Credit Union Recreational Vehicle Loan offer on its car loans?

Members First Credit Union Recreational Vehicle Loan offers a fixed apr car loan product that ranges from 2.74% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Members First Credit Union Recreational Vehicle Loan?

Members First Credit Union Recreational Vehicle Loan has car loans with a maximum term of 36 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Members First Credit Union Recreational Vehicle Loan charge an origination fee?

Yes, Members First Credit Union Recreational Vehicle Loan may charge a loan origination fee.

Does Members First Credit Union Recreational Vehicle Loan charge a late fee?

Yes, Members First Credit Union Recreational Vehicle Loan charges borrowers with a late payment penatly fee

Does Members First Credit Union Recreational Vehicle Loan charge prepayment fees?

Yes, Members First Credit Union Recreational Vehicle Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Members First Credit Union Recreational Vehicle Loan loan?

Yes, you can. However, Members First Credit Union Recreational Vehicle Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Members First Credit Union Recreational Vehicle Loan?

Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First Credit Union Recreational Vehicle Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Members First Credit Union Recreational Vehicle Loan does not have or does not disclose a minimum annual income eligibility requirement. Members First Credit Union Recreational Vehicle Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members First Credit Union Recreational Vehicle Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members First Credit Union Recreational Vehicle Loan.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does Members First Credit Union Recreational Vehicle Loan report your account activity to credit bureaus?

Yes, Members First Credit Union Recreational Vehicle Loan reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Members First Credit Union a legit company?

Members First Credit Union was founded in 1936, it is a well-established company that has been in business for 87 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Message From Members First Credit Union Recreational Vehicle Loan

In Michigan, we know how to have fun. At MFCU, we know how to help you do that. Ask us about financing your next recreational vehicle. We have low interest rates and extended terms available. Plus, get up to an additional 0.5% off your consumer loan rate (APR) based on your relationship with the credit union and set up easy automatic payments!

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

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Availability

  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
Vehicle Type RVs
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options Automatic Payments
APR Type Fixed APR
APR (Fixed APR) Starting at 2.74%
(Verified 08/04/2023)
Loan Term Up to 36 months

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