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  Members First Credit Union Recreational Vehicle Loan

Members First Credit Union Recreational Vehicle Loan

in Auto Loans from Members First Credit Union

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Members First Credit Union Recreational Vehicle Loan

Unaffiliated

in Auto Loans from Members First Credit Union

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Highlights
Credit Score Range 600 - 850
Loan Amount N/A
APR  (Fixed APR) Starting at 2.74%
Loan Term (Months) Up to 36 months

Members First Credit Union Recreational Vehicle Loan Review

Members First Credit Union Recreational Vehicle Loan is offered by Members First Credit Union, a credit union founded in 1936 and based in Midland, MI. Members First Credit Union Recreational Vehicle Loan is available in 1 state across the USA.

Members First Credit Union Recreational Vehicle Loan FAQ

What APR does Members First Credit Union Recreational Vehicle Loan offer on its auto loans?

Members First Credit Union Recreational Vehicle Loan offers an auto loan product that ranges from 2.74% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Members First Credit Union Recreational Vehicle Loan?

Members First Credit Union Recreational Vehicle Loan has auto loans with a maximum term of 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Members First Credit Union Recreational Vehicle Loan charge an origination fee?

Yes, Members First Credit Union Recreational Vehicle Loan may charge a loan origination fee.

Does Members First Credit Union Recreational Vehicle Loan charge a late fee?

Yes, Members First Credit Union Recreational Vehicle Loan charges borrowers with a late payment penatly fee

Does Members First Credit Union Recreational Vehicle Loan charge prepayment fees?

Yes, Members First Credit Union Recreational Vehicle Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Members First Credit Union Recreational Vehicle Loan loan?

Yes, you can. However, Members First Credit Union charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.

What do you need to qualify for Members First Credit Union Recreational Vehicle Loan?

Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First Credit Union Recreational Vehicle Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Members First Credit Union Recreational Vehicle Loan does not have or does not disclose a minimum annual income eligibility requirement. Members First Credit Union Recreational Vehicle Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members First Credit Union Recreational Vehicle Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Members First Credit Union Recreational Vehicle Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does Members First Credit Union Recreational Vehicle Loan report your account activity to credit bureaus?

Yes, Members First Credit Union Recreational Vehicle Loan reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Vehicle Type RVs
Verification Documents Required
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options Automatic Payments
APR (Fixed APR) Starting at 2.74%
Loan Term Up to 36 months

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Members First Credit Union Auto Loans

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