Members First Credit Union Prime Line of Credit

Members First Credit Union Prime Line of Credit Review

Members First Credit Union Prime Line of Credit is offered through Members First Credit Union, a credit union founded in 1936 and based in Midland, MI. Members First Credit Union Prime Line of Credit are available in 1 state across the USA.

Members First Credit Union Prime Line of Credit FAQ

What APRs does Members First Credit Union Prime Line of Credit offer?

Members First Credit Union Prime Line of Credit offers a fixed APR product that starts at 8.25% APR.

Does Members First Credit Union Prime Line of Credit charge an origination fee?

Yes, they charge a line of credit origination fee.

Does the Members First Credit Union Prime Line of Credit charge a cash advance fee?

Yes, they may charge a fee.

Does the Members First Credit Union Prime Line of Credit charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does Members First Credit Union Prime Line of Credit charge a late fee?

Yes, they may charge borrowers a late payment fee.

Members First Credit Union Prime Line of Credit Fees

Cash Advance Fee	N/A
Origination Fee	No
Prepayment Fee?	Yes
Late Payment Fee	No
Statement Balance Fee	No

What do you need to qualify for Members First Credit Union Prime Line of Credit?

Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First Credit Union Prime Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Members First Credit Union Prime Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. Members First Credit Union Prime Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members First Credit Union Prime Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members First Credit Union Prime Line of Credit.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Government issued photo ID
• Proof of identity

Does Members First Credit Union Prime Line of Credit report your account activity to credit bureaus?

Yes, Members First Credit Union Prime Line of Credit reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Members First Credit Union a legit company?

Members First Credit Union was founded in 1936, it is a well-established company that has been in business for 87 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

How to apply for Members First Credit Union Prime Line of Credit

• Visit the website.
• Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
• Check the information is accurate and submit your application.