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  Mountain America Credit Union Business Visa Platinum
Mountain America Credit Union Business Visa Platinum Unaffiliated

Mountain America Credit Union Business Visa Platinum

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Highlights
Purchase APR  (Variable APR) 9.75 - 18.00
Balance Transfer APR  (Variable APR) 9.75 - 18.00
Credit Score Range 600 - 850
Annual Fee $0

Mountain America Credit Union Business Visa Platinum Review

Key Takeaways

  • Competitive APRs. Mountain America Credit Union Business Visa Platinum has a variable purchase APR that ranges from 9.75% up to 18.00%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Mountain America Credit Union Business Visa Platinum

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair credit.
  • Mountain America Credit Union Business Visa Platinum reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

Mountain America Credit Union Business Visa Platinum FAQ

Who is Mountain America Credit Union Business Visa Platinum designed for?

This is a credit card issued by Mountain America Credit Union.

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 9.75% up to 18.00%. The card has a variable balance transfer APR that ranges from 9.75% up to 18.00%.

It also has a variable cash advance APR starting at 17.9% .

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business card does not offer an introductory rate on new purchases.

Mountain America Credit Union Business Visa Platinum Rates & Terms
Purchase APR 9.75% - 18.00%
Balance Transfer APR 9.75% - 18.00%
Cash Advance APR Starting at 17.9%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A late payment penalty of up to $25.
  • There is no overlimit fee

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Mountain America Credit Union Business Visa Platinum Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Late Payment Fee up to $25

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

What are the benefits?

This business credit card provides the following benefits:

  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 748-4302.

What is the support contact email?

The support contact email for this business credit card is macumail@macu.com.

Does Mountain America Credit Union Business Visa Platinum report your account activity to credit bureaus?

Yes, Mountain America Credit Union Business Visa Platinum reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Mountain America Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Mountain America Credit Union Business Visa Platinum

All of the benefits of a low interest rate, none of the hassle. Take advantage of the best low interest Visa credit card for your small business with low interest rates and no annual fees. With a Business Platinum Visa® card, you’ll enjoy a variety of handy benefits, like online and mobile banking, overdraft protection and a 25-day grace period on all purchases, minus the hidden expenses.

Feature Breakdown

Annual Fee $0
Cash Advance Fee (%) Starting at 0
Cash Advance Fee Minimum 0
Foreign Currency Transaction Fee 1
Late Fee Amount Up to 25
Minimum Cash Advance Fee ($) Starting at 0
Minimum Interest Charge 0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Over-Limit Fee 0
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits Identity Theft Protection
Rewards Type No Rewards
APR Type Variable APR
Balance Computation Average daily balance (including new purchases)
Cash Advance APR (Variable APR) Starting at 17.9
Credit Limit Up to 50,000
Purchase APR (Variable APR) 9.75 - 18.00
Balance Transfer Fee % 0
Balance Transfer Fee % After Intro Period 0
Balance Transfer Fee Minimum 0
Balance Transfer APR (Variable APR) 9.75 - 18.00
Card Network Visa
Card Type
  • Low Interest

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