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  Mountain America Credit Union Rewards Business Visa Platinum

Mountain America Credit Union Rewards Business Visa Platinum

in Business Credit Cards from Mountain America Credit Union

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Mountain America Credit Union Rewards Business Visa Platinum

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in Business Credit Cards from Mountain America Credit Union

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Highlights
Purchase APR  (Variable APR) 11.75 - 18.00
Balance Transfer APR  (Variable APR) 11.75 - 18.00
Credit Score Range 600 - 850
Annual Fee 0

Mountain America Credit Union Rewards Business Visa Platinum Review

Key Takeaways
  • Competitive APRs. Mountain America Credit Union Rewards Business Visa Platinum has a variable purchase APR that ranges from 11.75% up to 18.00%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Pros & Cons of Mountain America Credit Union Rewards Business Visa Platinum
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere Mountain America Credit Union Rewards Business Visa Platinum is accepted.
  • Mountain America Credit Union Rewards Business Visa Platinum reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • Does not include many credit card benefits.
Mountain America Credit Union Rewards Business Visa Platinum FAQ

Who is Mountain America Credit Union Rewards Business Visa Platinum designed for?

This is a credit card issued by Mountain America Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 11.75% up to 18.00%. The card has a variable balance transfer APR that ranges from 11.75% up to 18.00%.

It also has a variable cash advance APR starting at 17.9% .

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business credit card does not offer an introductory rate on new purchases.

Mountain America Credit Union Rewards Business Visa Platinum Rates & Terms
Purchase APR 11.75% - 18.00%
Balance Transfer APR 11.75% - 18.00%
Cash Advance APR Starting at 17.9%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A late payment penalty of up to $25.
  • There is no overlimit fee

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Mountain America Credit Union Rewards Business Visa Platinum Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Late Payment Fee up to $25

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Every Purchase

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Reports to major credit bureaus

Does Mountain America Credit Union Rewards Business Visa Platinum report your account activity to credit bureaus?

Yes, Mountain America Credit Union Rewards Business Visa Platinum reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Mountain America Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   7181 S Campus View Dr
    West Jordan, UT 84084
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Mountain America Credit Union

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View all business credit cards offered by Mountain America Credit Union

Feature Breakdown

Every Purchase (Points) Starting at 1
Annual Fee 0
Cash Advance Fee (%) 0
Cash Advance Fee Minimum 0
Minimum Cash Advance Fee ($) 0
Minimum Interest Charge 0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Over-Limit Fee 0
Foreign Currency Transaction Fee 1
Late Fee Amount Up to 25
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits Identity Theft Protection
Rewards Categories
  • Every Purchase
Balance Computation Average daily balance (including new purchases).
Cash Advance APR (Variable APR) Starting at 17.9
Credit Limit Up to 50,000
Purchase APR (Variable APR) 11.75 - 18.00
Balance Transfer Fee % 0
Balance Transfer Fee % After Intro Period Starting at 0
Balance Transfer Fee Minimum 0
Balance Transfer APR (Variable APR) 11.75 - 18.00
Card Network Visa
Card Type
  • Rewards
  • Low Interest

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