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Last Updated: 05/14/2026

PSECU Business Visa Classic Credit Card

from The Pennsylvania State Employees CU

Last Updated: 05/14/2026

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Highlights

Purchase APR (Variable APR)

9.9%(Verified 06/21/2024)

Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

2.9%(Verified 06/21/2024)

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Annual Fee

Credit Score Range

600 - 850

PSECU Business Visa Classic Credit Card Review

This is a card issued by The Pennsylvania State Employees CU. If you're wondering whether PSECU Business Visa Classic Credit Card is the right card for you, read on.

Key Takeaways

APRs: PSECU Business Visa Classic Credit Card has a variable regular purchase APR of 9.9%
No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of PSECU Business Visa Classic Credit Card

The Good

The Bad

Potentially lower than average purchase APRs.
No annual fee.
Considers applicants with fair credit.
No foreign transaction fee.
PSECU Business Visa Classic Credit Card reports to multiple credit bureaus.

Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.

What are the relevant APRs?

This business credit card has a variable purchase APR of 9.9%. The card has a variable balance transfer APR of 2.9% .

It also has a variable cash advance APR of 9.9%.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business card does not offer an introductory rate on new purchases.

PSECU Business Visa Classic Credit Card Rates & Terms

Purchase APR

9.9%

Balance Transfer APR

2.9%

Cash Advance APR

9.9%

What fees does it charge?

The following fees apply to this business credit card:

There is no annual fee.
A late payment penalty of up to $20 .

Does it charge a foreign transaction fee?

This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

PSECU Business Visa Classic Credit Card Fees

Fees

Amount

Annual Fee

Foreign Transaction Fee

Balance Transfer Fee

Minimum Balance Transfer Fee

Late Payment Fee

up to $20

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

PSECU Business Visa Classic Credit Card Rewards

Description

Rewards Type

No Rewards

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from PSECU Business Visa Classic Credit Card

Flexible ways to manage your company's spending. PSECU’s Business Credit Card helps you better control your company’s cash flow. A business credit card may just be your company’s most important spending tool. Whether you’re paying a vendor or covering an employee’s travel expenses, putting your business charges on a PSECU credit card makes money management easy. At the end of each month or fiscal year, you can easily review all your business expenses at a glance on your e-Statements. Cash advances from thousands of surcharge-free ATMs, with no cash advance fees. You can add your PSECU Business Credit Card to Apple Pay®, Google Pay®, Samsung Pay™, and the PSECU Wallet (for Android devices). Low-rate balance transfers- Move higher-rate business credit card balances to your PSECU Business Credit Card and save money right away.

Contact

Headquarters

1 Credit Union Pl

Harrisburg, PA 17110

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

7:30AM - 4:30PM

Tuesday

8:00AM - 4:00PM

Wednesday

8:00AM - 4:00PM

Thursday

8:00AM - 4:00PM

Friday

7:30AM - 4:30PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

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