PSECU Business Visa Classic Credit Card
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| Purchase APR (Variable APR) | 9.9% |
| Balance Transfer APR (Variable APR) | 2.9% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
PSECU Business Visa Classic Credit Card Review
This is a card issued by The Pennsylvania State Employees CU. If you're wondering whether PSECU Business Visa Classic Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. PSECU Business Visa Classic Credit Card has a variable purchase APR of 9.9%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of PSECU Business Visa Classic Credit Card
| The Good | The Bad |
|---|---|
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What are the relevant APRs?
This business credit card has a variable purchase APR of 9.9%. The card has a variable balance transfer APR of 2.9% .
It also has a variable cash advance APR of 9.9%.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | 9.9% |
| Balance Transfer APR | 2.9% |
| Cash Advance APR | 9.9% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $20.
- There is no overlimit fee
Does it charge a foreign transaction fee?
This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 0% |
| Minimum Balance Transfer Fee | $0 |
| Late Payment Fee | up to $20 |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program.
What are the benefits?
This business credit card provides the following benefits:
- Fraud Liability
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (800) 237-7328.
What is the support contact email?
The support contact email for this business credit card is support@psecu.com.
Does PSECU Business Visa Classic Credit Card report your account activity to credit bureaus?
Yes, PSECU Business Visa Classic Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the The Pennsylvania State Employees CU .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From PSECU Business Visa Classic Credit Card
Contact
- Headquarters
-
1 Credit Union Pl
Harrisburg, PA 17110 USA - (800) 237-7328
- Visit Site
- Email Support
Other Services by The Pennsylvania State Employees CU
Feature Breakdown
| Annual Fee | $0 |
| Cash Advance Fee (%) | 0% |
| Cash Advance Fee Minimum | $0 |
| Foreign Currency Transaction Fee | 0% |
| Late Fee Amount | Up to $20 |
| Minimum Cash Advance Fee ($) | $0 |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Over-Limit Fee | $0 |
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