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Last Updated: 04/18/2025

PSECU Business Visa Classic Credit Card

in Business Credit Cards from The Pennsylvania State Employees CU

Last Updated: 04/18/2025

The Pennsylvania State Employees CU logo
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Highlights

Purchase APR (Variable APR)

9.9%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

2.9%(Verified 06/21/2024)
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Annual Fee

$0

Credit Score Range

600 - 850

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PSECU Business Visa Classic Credit Card Review

This is a card issued by The Pennsylvania State Employees CU. If you're wondering whether PSECU Business Visa Classic Credit Card is the right card for you, read on.

Key Takeaways

  • APRs: PSECU Business Visa Classic Credit Card has a variable regular purchase APR of 9.9%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of PSECU Business Visa Classic Credit Card

What are the relevant APRs?

This business credit card has a variable purchase APR of 9.9%. The card has a variable balance transfer APR of 2.9% .
It also has a variable cash advance APR of 9.9%.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $20 .

Does it charge a foreign transaction fee?

This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

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    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    The Pennsylvania State Employees CU logo

    Message from PSECU Business Visa Classic Credit Card

    Flexible ways to manage your company's spending. PSECU’s Business Credit Card helps you better control your company’s cash flow. A business credit card may just be your company’s most important spending tool. Whether you’re paying a vendor or covering an employee’s travel expenses, putting your business charges on a PSECU credit card makes money management easy. At the end of each month or fiscal year, you can easily review all your business expenses at a glance on your e-Statements. Cash advances from thousands of surcharge-free ATMs, with no cash advance fees. You can add your PSECU Business Credit Card to Apple Pay®, Google Pay®, Samsung Pay™, and the PSECU Wallet (for Android devices). Low-rate balance transfers- Move higher-rate business credit card balances to your PSECU Business Credit Card and save money right away.

    Contact

    Headquarters

    1 Credit Union Pl
    Harrisburg, PA 17110
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    7:30AM - 4:30PM
    Tuesday
    8:00AM - 4:00PM
    Wednesday
    8:00AM - 4:00PM
    Thursday
    8:00AM - 4:00PM
    Friday
    7:30AM - 4:30PM
    Saturday
    Closed

    Other Services by The Pennsylvania State Employees CU