Last Updated: 04/18/2025
PNC Business Lines of Credit
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in Business Lines of Credit from PNC Bank
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
N/A
Credit Score Range
600 - 850
Amount Range
Up to $100,000
PNC Business Lines of Credit Review
PNC Business Lines of Credit is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Business Lines of Credit are available in states.
PNC Business Lines of Credit FAQ
What APRs does PNC Business Lines of Credit offer?
PNC Business Lines of Credit offers a variable APR, but they do not disclose their rates.
Does PNC Business Lines of Credit charge an origination fee?
No, PNC Business Lines of Credit does not charge an origination fee. An origination fee is what some lenders charge for processing, underwriting, and funding a business financing product. Typically fees range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.
Does PNC Business Lines of Credit charge prepayment fees?
Yes, PNC Business Lines of Credit charges additional fees to borrowers who pay off their lines of credit sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a line of credit early.What do you need to qualify for PNC Business Lines of Credit?
Applicants with a credit score of at least 600 and up to 850 may be eligible for PNC Business Lines of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher. PNC Business Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by PNC Business Lines of Credit.
To qualify, applicants may need to provide the following documentation:
- Bank account information
- Business formation documents
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
What is the estimated funding time for the PNC Business Lines of Credit?
PNC Business Lines of Credit can fund business lines of credit within 1 business day of approval.
What are the business financing requirements for PNC Business Lines of Credit?
To apply for PNC Business Lines of Credit, the applicant needs to provide the following documentation:
- Business certificate.
- Business license
- Business bank account
Does PNC Business Lines of Credit report your account activity to credit bureaus?
Yes, PNC Business Lines of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does PNC Bank perform a hard credit pull?
Yes, PNC Business Lines of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
What types of business lines of credit does PNC Bank offer?
PNC Bank only offers unsecured lines of credit.
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Message from PNC Business Lines of Credit
Hours of Operation
Sunday
Closed
Monday
8:00AM - 9:00PM
Tuesday
8:00AM - 9:00PM
Wednesday
8:00AM - 9:00PM
Thursday
8:00AM - 9:00PM
Friday
8:00AM - 9:00PM
Saturday
8:00AM - 5:00PM