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Last Updated: 06/21/2025

PNC Small Business Loan

in Business Loans from PNC Bank

Last Updated: 06/21/2025

PNC Bank logo
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Amount Range

$20,000 - $100,000

APR (Fixed APR)

N/A

Loan Term (Months)

Up to 60

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PNC Small Business Loan Review

PNC Small business loan is a business financing offering by PNC Bank, based in Pittsburgh, PA. Founded in 1845, PNC Bank offers access to small business loans in 50 states (and Washington, DC).

PNC Small business loan FAQ

What are PNC Small business loan rates?

PNC Small business loan offers a fixed APR business financing product but they do not disclose their rates.

Does PNC Small business loan charge an origination fee?

Yes, PNC Small business loan charges a loan origination fee .

Does PNC Small business loan charge a late fee?

Yes, PNC Small business loan charges borrowers with a late payment fee of up to $10 .

Does PNC Small business loan charge prepayment fees?

Yes, PNC Small business loan may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

How much can you borrow from PNC Small business loan?

Business loan amounts start at $20,000 and go up to $100,000.

What is the maximum business loan term you can get with PNC Small business loan?

PNC Small business loan offers small business loans with a maximum term of 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for PNC Small Business Loan?

PNC Small Business Loan requires companies to be in business for at least month
Applicants with a credit score of at least 550 and up to 850 may be eligible for PNC Small Business Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by PNC Small Business Loan.
To qualify, applicants may need to provide the following documentation:
  • Bank account information
  • Business formation documents
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does PNC Small Business Loan report your account activity to credit bureaus?

Yes, PNC Small Business Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does PNC Bank perform a hard credit pull?

Yes, PNC Small business loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

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Contact

Headquarters

Tower at PNC Plaza 300 Fifth Ave
Pittsburgh, PA 1522
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Hours of Operation

Sunday
Closed
Monday
8:00AM - 9:00PM
Tuesday
8:00AM - 9:00PM
Wednesday
8:00AM - 9:00PM
Thursday
8:00AM - 9:00PM
Friday
8:00AM - 9:00PM
Saturday
8:00AM - 5:00PM

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