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American Express National Bank Certificate of Deposit

in CD Accounts from American Express National Bank

Claimed

American Express National Bank Certificate of Deposit

Claimed

in CD Accounts from American Express National Bank

Not enough votes for recommendation

Highlights
Minimum Deposit	$0
Deposit Term	6 months 12 months 18 months 2 years 3 years 4 years 5 years
APY (Annual Percentage Yield)	0.3% - 1.1%

American Express National Bank Certificate of Deposit Review

American Express National Bank Certificate of Deposit is offered by American Express National Bank, a bank founded in 1850 and based in New York, NY. American Express National Bank Certificate of Deposit is available in 50 states (and Washington, DC).

Are cd accounts from American Express National Bank federally insured?

Yes, your American Express National Bank cd accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #27471). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What types of CDs does American Express National Bank offer?

Traditional

What APY does American Express National Bank offer on its CDs?

American Express National Bank Certificate of Deposit offers an APY starting at 0.3% and ranging up to 1.1% (APY stands for annual percentage yield, rates may change).

What types of terms does American Express National Bank Certificate of Deposit offer?

American Express National Bank offers CD terms of the following lengths:

American Express National Bank Certificate of Deposit Rates & Terms
Description
APY (Annual Percentage Yield)	0.3% - 1.1%
APY Type	Fixed APY
Terms & Conditions URL	N/A
3-Month APY	N/A
6-Month APY	0.3%
11-Month APY	N/A
12-Month APY	0.4%
2-Year APY	0.7%
3-Year APY	0.8%
4-Year APY	0.9%
5-Year APY	1.1%
7-Year APY	N/A

What is the minimum deposit to open a CD account with American Express National Bank?

American Express National Bank Certificate of Deposit does not require a minimum initial deposit.

What types of early withdrawal penalties does American Express National Bank Certificate of Deposit charge?

Financial institutions don't typically charge many fees on certificate of deposit accounts. However, some do charge a fee if you chooose to withdrawal your money before the CD term ends.

American Express National Bank does not charge an early withdrawal fee.

American Express National Bank Certificate of Deposit Fees
Description
Annual Fee	N/A
Transfer Fee	N/A
Rollover Fee	N/A
Early Withdrawal Fee Amount	N/A

AMERICAN EXPRESS NATIONAL BANK CERTIFICATE OF DEPOSIT Disclosure: This review was prepared by SuperMoney in their personal capacity. The opinions expressed in this review are the author’s/company’s own and do not reflect the view of American Express National Bank nor American Express Company.

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